1st para of page 2 of NW letter dated 28 March 2011 is misleading This didn't always happen. I have evidence of a Consumer Credit Agreement from around that time, which they did not auto sign or sign at all before sending to the customer for signature. The point is their procedures were not as consistent as they say.

Companies House currently shows there is a proposal to strike off. Don't forget to complain to OFT. The Address for OFT complaints is : Enquiries and Reporting Centre Office of Fair Trading Fleetbank House 2-6 Salisbury Square London EC4Y 8JX. For the OFT switchboard or to contact OFT Enquiries and Reporting Centre via the switchboard, please ring 020 7211 8000. It would be best to complain to OFT directly. The more valid complaints OFT receives about this outfit the better.

The OFT have been given invalid registered office details.The consumer credit register shows the Registered Office to be 43A Clarendon road, London, SW19 2DX, Companies House shows the Registered Office to be at a different address. Their failure to register their correct Office Address with OFT is misleading and prejudicial to consumers who may rely on the licence details to send correspondence to this company. An immediate complaint should be lodged with the OFT especially if this company is engaged in serving Statutory Demands. Their use of an incorrect Trading name may also be illegal. If their letter head is displayed with a period as part of it then the OFT register shows the current trading name for A___t Group Limited to be without a period. The OFT publication OFT 147 on licence requirements states at page 10 that "it is a criminal offence to carry out any activity that requires a consumer credit licence under a name that is not on your licence." Hope that helps

Check this post re lowell data matrix. Lowell should be reported to OFT. http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/176432-lowell-humpty-dumpty-7.html#post2470370

It may be a potential criminal offence. See these links :- http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/214903-lowell-advice-needed.html#post2386793 http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/210870-lowells-fools-2.html#post2375692

It also amounts to a criminal offence and a breach of the Companies (Trading Disclosures) Regulations 2008 and the Companies Act 2006 see this link too :- http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/214903-lowell-advice-needed.html#post2386793

Yes. Under the Companies Act 1985 a company must state its name (as it appears in its memorandum of association) on its business stationery. The Companies (Trading Disclosures) Regulations 2008 and the Companies Act 2006 set out requirements for companies to display certain information about themselves both on their stationery and their websites. A breach amounts to a criminal offence for the company. Every officer of the company who is in default is punishable by a fine (currently £1,000). If the company continues to be in breach, there is also a daily default fine. Companies House and local trading standards offices have the power to enforce these requirements. There are also wider reaching effects as a claim brought by a company can be dismissed by the court if the defendant to the claim shows that it has been prejudiced by the company's breach of these requirements. For further information on how to read the Lowells Barcodes, Data Matrix etc. see link below :- http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/210870-lowells-fools-2.html#post2375692

Another good tip to test if your data matrix software is working, is to search google for datamatrix images, download a few, and open these from it.

Instuctions on how to read the data matrix the example Datamatrix decoded output below shows :- F0000012345678ABCDE010209 1)Lowells reference no e.g. 12345678 2)The 1st 5 Characters of the code following the Date on their letter e.g.. ABCDE 3)the last 6 digits show the date i.e. 010209 representing 01/02/09 Barcode output Note: Their Barcode at the top left of the letter also contains the Lowells reference no e.g. 12345678 Free software to test scanned docs containing DataMatrix or barcodes. Note: the above tests well on free software bctester 4.8 downloadable at:- Download bcTester, bcTester 4.8.0.1 Download Also works well on on free software ptBarCodeDec 2.0 Also works well on shareware ClearImage Demo ver 2.2.3 (30 day free trial) To test, simply scan your document containing the Data Matrix or Barcode, save it as a jpeg on your computer, install a DataMatrix / bar code reader, and click file, open , your jpeg, select the DM or 1 line barcode options... The above software is for windows.