Im sending off forms now, downloaded from the court website to set aside

No, havn't done this, was considering the options at present. To set aside was one of them, however what can be done once that happens, is it not just delaying the innevitable? won't they just rubber stamp whatever the debt company wants? I would love to fight it - how likely is success, is it a case of seeing whether they have issued the right documents? also, is there any milage in asking for the original credit agreement? is that grounds for setting aside the judgement? the cc was taken over 17 years ago that they have issued judgement for. please note I have edited the dates to avoid being identified by the company and the courts sorry to keep posting but am very anxious, I need to respond to it today or I don't even think they will take the setting aside at all, if the date of judgement is dated as 12th then when is the deadline? The party has today received a threat of enforcement if not actioned in 14 days, if I am asking to set aside, can they then enforce the debt still? if the party agrees say £10 p/m then can the judgement still be challenged?

Just to let you know, claim form issue date 13th feb, judgement is about a month later 12th mar

Hi, I need to respond in relation to a credit card judgement debt which I am helping a person who is incapacitated, thank you for any help you can give. The details are as follows; Card taken in 1999, and was being paid up untill incapacitated through injury, claimant is a debt collection agency, and cc was with a high st bank originally, says defaulted on c/c of around 2k in 2008, a couple of years after the incapacity and being on benefits. Payments were being made, then for some reason was sent to a debt collection agency four years later, and then after defendent being contacted by debt col agency, the defendant sat back to wait for an arrangement which never came. Claimant says notice of assignment sent pursuant to law of property act 1925 in particulars. Then, this is what may kill the whole thing (not sure on this); Defendant received claim form detailing the particulars outlined above, however could not respond due to ill health - did not open mail, due to illness was bed bound. Default judgement entered and awarded for full payment to be made. My questions are; I have seen some letters being banded about challenging the legalities of such debts, can this apply in this instance? and how would one go about this seeing as judgement has beed awarded? If not, then can anything be done, I have seen the possibility of maybe challenging the amount being asked for (otherwise there is a possibility of bailiffs coming, or I assume a charge against the property if this is not done) I appreciate your inputs, this is the first I have heard about it or I would have definitely posted sooner to get tthe help of this wonderful forum and it's posters. thanks, Matt