hi guys. reading ur forums has helped me understand my worries lately. i recieved 3 letters in the last week or so from three different debt collectors. where all this has come from is to my surprise. I DONT OWE ANYONE ANY MONEY!!!. basically the letter states thaqt they r writing on behalf of so & so n i owe them large sums of money. doesnt clearify wat for or anything. n the best thing is that they spelt my name wrong completely!!! n the adress. its weird actually cos it says on the adress....LONDON, SOUTH YORKSHIRE!!! anyways....it seems to me that sum1 who knows me or knows of me has been doin fraud. i dont know. but am i right in ignoring these letters as technically speaking they cant do jack cos its not me, cos the spelling is wrong? i think whoever did the fraud didnt know how to spell my name ( i have a long asian name n its a common one too which is spekt in many ways lol). so wat do u guys think i shud do?