Turned out it was £32 so £8 a day, They were all very nice and I had it wavered without even having to get a little mad! If I do it again then I'll be in trouble. So moral of the story is be good and don't do it again but £8 is a lot to charge when you have gone over by just a few pence.

So far they have charged me £33 something which has worked out at £8-£9 a day. The chap on the phone said that until I have the money in again he can't do an awful lot but as I've never had any problems before it should be able to get wavered. They made no attempts to contact me about it despite all the other stuff then send me which is partly why it was missed for a few days and has made me a little annoyed. I'll keep in touch though as I'm sure you will be interested

Balls, I just noticed I went £0.74 overdrawn with my lloyds current account, does this mean that I'm going to have to pay the £5 a day as it has been 4 days already and charging £20 for a miss calculation on my behalf is a little steep. Also if they do am I likely to have any leway in getting it back?