i have just recieved my amex credit agreement back ,it does not contain my signature on it ,is there a template letter that i can send back to amex saying the agreement is unenforceable because the agreement is unsigned my me?

just got my agreement back has no signature on it from myself.anyone can give me template letter sayin it is unforceable because agreement has no signature.reply thanks

thank you chris , i banked the cheque on a monday then on wednesday i wrote a personell cheque check to someone.apparently he banked with the same bank ,which i found out afterwards .he banked the cheque on a thursday. the banked cleared his cheque on the same day.next day on friday i recieved a letter saying iwas overdrawn and the cheque i deposited had returned unpaid .hence me being overdrawn.surely they should have given time for the cheque i wrote for clearing ,i still think the bank were negligent.hence they have put default on credit file,but not chasing me for the money.want to remove default cantona1

i have judt recieved my agreement back from emerican express for my credit card ,and it does not have my signature on the agreement.guess it means my ageement is unenforcable .can anyone post a template letter to send back to american express to say the agreement is unenforcable because it does not have a signature.many thanks

hi have just recieved back a copy of my credit card agreement with american express but it has no signature on the agreement by me,so i guess its unenforceable.can anyone post me a template letter in which to reply to the lender that the agreement is unenforceable without a signature.thanks

thank you for your help but still unsure what to do. this is how it happened. depsoited cheque on a monday on wednesday i wrote a personell cheque to someone,he then banked it on thursday coinceedentally he banked with the same bank.the bank cleared his cheque the same day .then on friday i recieved a letter from bank that the cheque i had deposited had been returned.and that i was overdrawn in my account. why did they clear the cheque that i wrote surely it should have gone to a clearing system. i still believe its the banks negligence.thats why i am overdrawn and they have put a default under my name,give me advise please

hi guys i am tring to get rid of a default by the bank,wodering if you can help i put a cheque in my account when to the bank after 4 days they said it was cleared.i withdrew the money only to recieve a letter 3 days after that the cheque had been unpaid,now they have put a default on my credit file last year but are not chasing me for the money.what can i do

I Put A Cheque In An Account After 4th Day ,bank Told Me I Had Cleared Funds I Wthdrew The Money Only To Recieve A Letter 1 About 7/or 8 Days Later That The Cheque Had Returned Unpaid. Now They Are Chasing Me For The Money,surely It Was The Banks Error And There Negligence,please Help Me With This Dont Now Where I Stand