Hello folks,
Firstly I'd like to say thanks to the guys who set this forum up. There's a hell of a lot of info on here and from what I've read some good folk offering their time and advice.
I'll try and keep this short
BLS want me to pay an Overdraft which I believe isn't my fault.
I had some trouble with my blood and consequently had to give up work. Shortly before everything went to pot I made an appointment with my branch. Let's just say they weren't helpful at all.
Basically there wasn't enough money in my account for my Loan DD to go out but the money was debited from my account anyway, instantly making me overdrawn. But strangely a DD for a mobile bill bounced (as I thought it should).
I called collections who didn't really know as it wasn't forwarded to them yet so they couldn't help.
They kept taking the DD and sticking on interest. Unfortunately due to being admitted I wasn't able to get things sorted quickly enough.
Since they have pulled my statements from internet banking I sent in the Subject Access Request which they recieved on 04/06/09.
In reply I got a letter asking me to confirm my signature which I sent back on 17/06/2009. Unfortunatley it wasn't delivered until 22/06/09
I have heard nothing in return and believe the 40 (working) days will be up by the 29th of this month.
Should I get the "Hurry Up" letter printed and sent?
Regards
Pete