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jomac1

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  1. hi , i have a loan taken out march 2007 with WFS, im have ben told that the agreement could be un enforceable , i have already claimed back my PPI and had to sign another agreement 18months ago which mirrored my original , can i have this deemed unenforcable still?
  2. hi , i have a loan taken out march 2007 with WFS, im have ben told that the agreement could be un enforceable , i have already claimed back my ppi and had to sign another agreement 18months ago which mirrored my original , can i have this deemed unenforcable still?
  3. ccj was for 5300, yes it was defaulted after being with on an iva, currently it is with moorcroft who i pay each month , unfortunately i dont have any papaerwork
  4. i got a barclays loan whilst in the armed forces in 2003 with ppi about two years later i ran into difficulties and one thing led to another and i ended up with a ccj , can i still claim for mis-sold ppi and can i look at seeing if the agreement is actually anforcable??
  5. have one problem no scanner to get docs on
  6. i took out a secure loan on 20/03/2007 with welcome , at first i was told it was a 10 year agreement and told my monthly payment and took ppi (which i currently have a cliam to retreive), upon receipt of the paperwork i stupidly ignored the term checked the monthly payment which matched signed and returned my partner also had to sign because it is a joint mortgage but not a joint loan. since i started the ppi claim (which is taking forever 8 months so far) i noticed the length of the agreement is 181 months , i have read that aagreements prior to april 2007 could be un-enforcable if anyone could give me some advice as to how to find out that would be very grateful
  7. how do you qualify ?my fixed rate ran outlast november i have been told by one of their reps that the offer of a discount has expired but may start again next month??
  8. have hpi checked the car this is how i found out about the finance outstandinng think will look at consumer direct , just dont see why i should have to pay a finance company for a car i dont have finance on
  9. neither just said to release their interest they would require £100?
  10. would i have any standing in claiming any damages against zebra for monies paid to them or for the distress of all of this? just a thought
  11. yeah thanks spoke yesterday and they were very helpful all been sent off now just wait to hear back
  12. anyone ????????? i really could do with some help with this one
  13. have informed the data commissioner this morning now just waiting to see the outcome , if anyone else has any other ideas please let me know, thanks trooper68
  14. i had written to experian asking them for their help in getting the default removed, i enclosed letter from the court as proof it had been struck out. i got a letter back stating they were investigating and would let me know. received a letter stating hat zebra had said no and that was that i dont know what to do next as i have still had no reply to my section 10 notice i have never received a default notice and have still not received anything regarding their alleged appeal any advice would be mst welcome, as it is now staring to cause major distress
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