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I have a credit card with a well known UK bank. I made a purchase on the card for an amount close to £30,000 and paid off most of the balance Shortly after paying off the balance the bank closed the account without informing me and i kept on paying off the balance (about 5k) paying off the minimum each month) I found out the account was "closed" when i couldn't find the credit card , called the bank and they told me the account was closed. The account isn't actually closed , i can still see it when i log into my banking , i just can't do anything with it. I carried on paying off the card on the monthly minimum. The item i purchased wasn't fit for purpose and after a tedious court battle the company refunded me to the credit card.. i now have a negative balance of £20k I called the bank on the 5th of Aug 22 , and after a lot of checking and being on hold they agreed to send the Balance to my current account. i was told it would take up to 4 Working Days. Today is 8 Working days and the funds are still not in my account and looking at online banking i still have a negative balance of £20k on my credit card I have tried to research this on google and keep reading how the negative balance is my money and the bank has to by law send it to me after 6 months , but this is USA Law not UK, Can someone point me in the right direction of where UK law stands with this , i have tried searching through the consumer credit act act but found nothing Thanks in Advance , any help will be greatly appreciated

pretty sure it's not the orginal judge really hope it isn't because the last judgement was vaxatious

they would have been given copies of the appeal , the judge told to have New docs in 10 days bwfore the hearing. apparently the hearing will first be about permission to appeal and then if successful the actual appeal.. i would have thought to have heard something by now

Appeal is due very shortly and i havn't heard a thing from the claimant…...

Called court yesterday as i#m working away and been told a hearing is booked in for 2 months. The hearing will hear the case for permission to appeal and then the appeal if successful. One step closer to actually getting some justice

My argument for permission to appeal is based on 2 main points. 1) evidence was put to the court and put before the judge. court Admin have admitted to this error 2) Claimant lied and misled the court

Expensive lawyer on stand by lol

I wonder how the claimant will respond.....

Anyways….appeal submitted to Court....

I understand that you have to get permission to appeal . my question was regarding the need to get permision to submit New evidance in the Application to get permission to appeal

I was asking about permission to submit new evidence and you kept bringing it back to permission to appeal , it was very confusing lol

I have no idea , i knew i was on bad footing as soon as i walked in. from the moment we started the hearing i felt like i was being punished for representing myself

Interesting , where would you get that info from ?

i asked for permission at the hearing , permission was refused as "i had no chance of success" The Judge has not filled in a N460 Ive made so many called to the Court regarding the N460 that i risk being Arrested for harrassment. if i say "evidence has come to light or become available since the hearing which was not available at the time" , do i included it With the n164 as supporting documentation or wait for the appeal