Hey all,
Basically, I took a Wonga loan out a while ago and thought it was paid back successfully however I started getting notices through that it hadn't. The original amount I took out was £150, 80 days later they are asking for £650 which I didn't have. So I phoned them up, explained the situation and we came to an agreement that I will pay back £100 this month, then £220 the next two months. Bringing the total repayment amount to £540.
This was still extortionate but I preferred the idea of just getting it behind me. I double checked we agreed on £100 and got him to confirm.
A few days later, they took £100 from my bank account in one charge then another £130 on the same day? Can they do this and leave me in financial issues after we came to an agreement? (foolishly not in writing it seems).
I'm temted to phone them on Monday (of course they don't operate good Friday, nor the weekend =/) and tell them that as they took a different amount than we agreed upon and that it was over the original loan amount that the matter is considered settled? Do you think this has any chance of working?
Any advice is appreciated - it's not that they took more than they should, it's the fact they took more than agreed and left me unable to pay some other bills this month which they were fully aware it would do.
Thank you!