Thanks very much for your help.

Ahhh thanks for that i was told by their solicitors it was up next tuesday . If on the off chance nothing gets updated do i complete the defence form that says i challenge all of the debt. Cheers And thanks for your help by the way.

The date says the 24th jan 2017.

Hi there i redponded to the claim form online and i still have the password to get in to the claim details.

Hi there this is the back end of the email i received regarding me challenging them about it being statute barred. My investigation Cabot became the legal owners of your account in January 2010 and a Notice of Assignment was sent to the address supplied by Vanquis of on 26 January 2010 confirming this. We continued to contact you by letter and telephone but did not receive a response. Your account therefore continued through our collections process and our tracing team located your current address in August 2011. Again, we attempted to contact you at the address and by phone but still failed to receive a response. Our agents Robinson Way and Fidélité also attempted to collect on the account, but were unsuccessful. As your account exhausted our collections strategy, it was therefore escalated to our litigation strategy. We sent you letters on 05 and 20 November 2016 asking you to contact us before 04 December to prevent any further action being taken. As we did not receive a response, your account was placed with MCS to manage on our behalf on 20 December; another letter was sent to your current address confirming this. With regards to your concerns regarding the account being statute barred, upon review of our records I can confirm this to be true. Cabot has not received any payments or acknowledgement of the debt since our purchase. We therefore acknowledge that the debt is time barred and so governed by the Limitation Act 1980. Under the Financial Conduct Authority Consumer Credit Source Book, it is accepted that legally the debt still exists but that the collection of these debts must in no way be contrary to sections 40 (1) of the Administration of Justice Act 1970. As we cannot enforce the debt, I have arranged for the account to be returned from MCS and we will cease any collections activity. The Claim will not continue. Conclusion I am sorry that you have had cause to complain to us.

Hi there I had a old outstanding debt from 2008 that has gone through various collection companies and at no point have acknowledged them. It is now held by cabot who have instructed their solicitors to make a county court claim i intended to challenge the claim based on the debt being statute barred and so filled out the acknowledgment of service giving me time to challenge this. I have since received a reply from cabot who have agreed that it is now statute barred and they will cease any further collections of the debt and Also inform there solicitors to stop any collections. The problem is that the 28 days is up on Tuesday and im worried that the solicitors wont stop the court proceedings in time and i will end up with a ccj . Does any one have some advice please on what to do next. Cheers.

Hi there could anyone give me a little advice please. Last year i fell behind on my water bill and severn trent took me to court over this i filled out the section asking for them to consider payments towards the account i offered them £10 per month and the court said £15. I received a letter from the court and severn trent water the court said i had to start paying on the 5/11/08 the letter i recieved from severn trent stated to ignore the date the court said to start paying and to wait for a payment plan to arrive from them . I waited approx 2 weeks after the court date passed and still no payment plan from severn trent, then suddenly a letter arrives saying that i should start paying them on the 15/11/08 well by this time that date had passed so i contacted them and they said that i had defaulted on my arrangement. I explained that i did not received the letter in time to make payments as arranged so they agreed to set it back up again. The following month a payment for £15 went out i thought brill we are up and running about a week later i receive a letter informing me that i had defaulted on my payment and my plan has been cancelled and full payment is now due. I called them and they say it was because they had also tried to get a furthur £15 payment that was from the month before although they did not tell me they were going to do this. So once again i convince them to setup a payment plan again so january goes fine feb goes fine march is fine ( and then comes april my payment it was due on the 5/4/09 so i made sure i had the £15 in my account to cover it on the day before. So i go to the bank to make sure they have taken there money on the 5th as arranged and i find that they have,nt so i called them to find out why and they told me because there were insufficient funds available in the account now i know there was enough in on the day they should have taken payment i then get told that as it was a weekend day the dont take the money until the 1st day after the weekend unfortunatley for me by the time they went for the money other bills had been paid leaving nothing for them. So i explained that i didnt know about there policy of not collecting at weekends and they said it is in the small print on my payment statements. I then offered to pay my installement for the month on my mastercard he asked how much i was going to pay i said £15 he put me on hold while he spoke to the legak department. He returned and told me that my payment plan was cancelled again as i had defaulted and that they no longer have to accept the courts jujdement of £15 per month and they now want me to pay £50 per month i explained that i cannot afford that much to wich he replyed well just pay as much of the £50 per month as i can and he will put a note on my file saying that i wont be able to pay and that furthur cost will have to be added ie take me back to court. Please could anyone advise me as to wether there is anything i can do about this or any advice on how to handle the situation. cheers