Sent my Prelim off and received an offer, which I refused. They came back and offered the full amount with a gagging clause which I also refused. Today I received a letter for the full amount without a gagging clause. Great!

Very funny! I could just imagine it.

You could always use one of your envelopes and post it in to cahoot! Congratulations.

Great letter. I wrote something similar after I won my case to get back the charges they had added. Not heard anythng yet though.

Well done Nicci, wonder what took them so long?

I started a new claim for the charges I had incurred since I began the first one. Mainly it was because I was paying a whole load of court fees!

Just off the top of my head, hows this for a fax? Anyone want to add to this? Dear Sir I am writing to you with reference to my recent claim against Cahoot in the small claims court. The case number is XXXXX and my account number(s) are XXXXX. As I am sure you are aware I won the case and I am currently waiting for you to pay me the amount you owe, £XXXX.XX. I have been very patient and given you every opportunity to settle this. I require you to contact me today else I will be contacting the court to recover my money with their services. My contact details are …….. Yours faithfully

Can you send in the court baliffs? Or prehaps phone the court and speak to them? My local court have been great by telling me what options I have in recovering my money.

Not a huge amount £330.57. Worth every penny though!

I have PM'd you.

Went to court last Friday. Lloyds TSB did not turn up so I won. Some of my claim was struck out as the charges related to 6 years before I had begun my court case. I was awarded traveling expenses and parking, interest to the date of the court case and court fees for the amount I won not the amount I claimed for. When I got home there was a letter from Lloyds TSB saying they want to settle and not to go to Court. Too late! An enjoyable experience.

Nici Are you still looking for numbers? I have some that may help. Abby

I wrote to the court as suggested by the kind replies. I have since had a court date and been informed that part of my case has been struck out as the charges relate to 6 years before the case was bought.

I have received a letter from the court asking me to clarify and 1) Does she accept claims for adjustment from 14th September 2000 now fall foul of the limitations act (see defence) and if not on what principle of law does she apply? I am unsure of how to answer this. My schedule shows my first charge on 1/7/2000 and I first wrote to them asking for payment on 26/7/2006 although my SAR letter was sent on 5/6/2006. Would I be okay to answer along the lines of When I first let you know I wanted my money back it fell within the time specified in the limitations act. Or is there something much cleverer I coud write?

Cheque received and everythings fine. Must get this thread moved to the success forum.