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StudentDebt

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  1. Could anyone give me some advice on a debt which I am being pursued for. I owed some money to a credit card and entered into a debt management plan. I paid all monthly payments to the company with whom I had the DMP with but they never passed the money on to my credit card company!!! The credit card company has sold the debt to a DCA who are pursuing me for the money. I have been to the Financial ombudsman and had a decision in my favour against the debt management company which basically says that I paid the money as agreed but they never forwarded this. This company has now gone bust. Any advice would be greatly appreciated.
  2. Advice needed please! Ive issued a claim in the small claim court against comet for a faulty Philips 42" plasma tv which is 29 months old. The television broke suddenly one night with the picture just disappearing and being replaced with lines. Comet have accepted that the television is not functioning. After speaking with comet initially I got an independent report which stated that the fault was due to a manufacturing defect. Comet sent out their own engineer who agreed that this was the problem when he was at my property. Comet then contacted the independent engineer and requested that they change their report to state that the fault was a component failure rather than a manufacturing defect. I have received a defence from comet which is basically based on the fact that the two engineers have apparently agreed that the fault is due to component failure rather than a manufacturing defect. Does this have a significant impact on my claim? Comet offered to repair the tv but demanded that I make a contribution of £300.00. Both the independent engineer and comet engineer stated to me that it would not be worth repairing the tv as it would more than likely break again. I wasn't happy with paying that sort of money when it wouldn't costs much more for a new television. Ive just received my allocation questionnaire for court but am unsure as to whether I should put anything in section g "other information". Any help would be greatly appreciated!!!!!!
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