buggaluggs
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So is the onus on me or the finance comany to prove? They said they use BVRLA''s guidance on deciding what is fair wear and tear
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Aaah yes! I said something similar earlier that they should have inspected it before selling it to me
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They have sold the car at auction so not purchased it as such
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A simple list?
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Apparently they are charging us for what has been lost in value. Can they try legal proceedings etc? As our credit history is almost back to normal after years of a battering.
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They have sold the vehicle and not done the repairs either.
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It's Marsh Finance
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I have VTd my car and paid up to the 50% However, they are trying to claim a further £200 from me for a torn seat (which was there when we bought it and is a common fault) and some scratches that are hardly anything to be concerned about on a 2008 car. I have disputed the claim but they are saying it's up to me to prove the scratches etc were there at the time of purchase? Is that correct? The garage who we bought it off have agreed with us about these things being there at the time of purchase and have said they will back us up but if the car finance don't accept that where do we stand?
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I have not heard of it happening but national debt line assure me it can as bankruptcy is not classed as new action.
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Can someone answer my question please. Under s.24 of the limitations act, does Bankruptcy come under the term 'action' with regard to judgements over 6 years old. I have been told by national debt line that Bankruptcy is not covered under the limitations act and a creditor can make someone bankrupt at any time, regardless of the time elapsed after judgment.
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old first national bank loan with old CCJ, now with Link
buggaluggs replied to buggaluggs's topic in General Legal Issues
So ccjs can be statute barred then, sorry for being repetitive but i thought they couldnt be -
old first national bank loan with old CCJ, now with Link
buggaluggs replied to buggaluggs's topic in General Legal Issues
It is reading around that has spooked me really by one person telling me that in recent years judges have been enforcing old ccjs without question and that I should be in contact with the DCA to sort it out, but I dont know how credible the site is unlike this one. -
old first national bank loan with old CCJ, now with Link
buggaluggs replied to buggaluggs's topic in General Legal Issues
I thought they could add interest as per the terms and conditions of the original agreement, or does the court have to mention that in the judgement? whats the odds of them getting court docs now and being succesful? Link bought the debt in 2005, so they didn't know anything in 2001, yet their 'statement' shows interest from 1999. CCJs are never statute barred are they? -
old first national bank loan with old CCJ, now with Link
buggaluggs replied to buggaluggs's topic in General Legal Issues
Thankyou. Did you manage to look over them? -
old first national bank loan with old CCJ, now with Link
buggaluggs replied to buggaluggs's topic in General Legal Issues
Sorry, I thought I had.
