please find agreement attached below

Hi there, Hope someone can help me, I got a second loan (unsecured) out with welcome middle of november. with the amount borrowed i settled the first loan. Which you can see on the agreement. I recently lost my job in january and notified them explained i was living on job seekers allowance and had other creditors to pay too offered them £3 a month, they refused and agreed to give me a few months off, i told them i have new job but start date is april and they want one months payment by end of march, i explained that i have no money, they wanted me to borrow off people or bank. he then reduced to £95 but still can't so they are no threating with debt collectors. i said do what you have to as i don't have he money till month into new job. Can you look over my agreement and see if any hiden clauses or wave a magic wand( i wish lol) also the likely oncome of them sending it to a debt collector. Sorry if wafferling just have so much on my mine with in all. Thank you Stressed_out28