Hi all,, I have been reading the posts on CAG for a while now, and following peoples success with unenforcable credit agreements.
I currently have three credit cards that I suspect might be unenforcable and I could do with your help..
I was initally planning on sending s78 requests to the creditors for the cca's, but I am unsure whether this is going to be effective??? as I have read that most creditors are sending out just t&c??,, would it be better to send a subject access request, and by sending a "sar" is the creditor legal bound to provide me with the original executed agreement???
Thanks in advance.