Thanks for your replies.... The paperwork has come through and it says - "Has anyone who may drive been involved in any motor accident or loss, including fires and thefts, within the past 5 years, including pending claims and those not resulting in a claim?" to which I have answered No More advice would be much appreciated! thank you

Hi All I had a car accident in Feb 2007 resulting in a write off. There was no one else involved, I had a puncture on a main A road and hit a streetlight. The car was a company car, insured by the company I worked for. There was no claim as the car was third party only. I have been told that I don't need to declare this to insurance companies as the car wasn't insured in my name, it is the policy holder who should declare it. Is this correct please? I don't want to increase my premiums unneccessarily, but also don;t want to void my insurance should something happen in the future. Your help and comments would be appreciated thank you