Thanks guy for your views. It seems to me that the insurance companies are making alot of money out of this whole thing and we have no way of avoiding the payment. I either pay in the knowledge that my property may actually not be liable, or I don't pay the insurance. If I don't pay then the purchaser's solicitor may press ahead with the full search, the cost of which is likely to be passed on to me.... (and is likely to exceed the cost of the insurance) If the search comes back and shows that my land is liable then I will be un-insurable and the purchasers will likely pull out, and I will struggle to find new purchasers. I personally feel that it is the purchasers choice as to whether or not they want this insurance, and don't see why I should pay for it! As a matter of principle I may offer to reimburse the purchasers 50% of the policy upon receipt of proof that the policy has been taken out... But then again Fredsie, it is probably easier to pay the whole thing as you say rather than risk delaying or loosing the sale!

Hi, I am in the process of trying to sell my house and the purchaser's solicitor has done the search and have come back to me using the standard terminology saying that my property MIGHT be subject to the chancel repair liability. However my house was built by the Ministry Of Defence on MOD land, which has now been sold off privately. Is it likely that MOD land would be subject to the chancel repair liability? Would the MOD build houses on land that could be subject to chancel repair liability? It seems unlikely to me otherwise the church would have a claim against the MOD? Any thoughts on this would be welcome.