hi there ive been reading lots of notes on here regarding welcome finance, and unenforcable agreements, now im completly new to all this as i only registered today! so i dont even know if im doing this right! what i need to know is how on earth i find out if the agreement is unenforcable due to the whole acceptance fee/interest thing, i havent a way of scanning my agreement onto this site unfortunatly but i noticed someone else had scanned one onto this site and it looked similer to mine in that it said - total charge for credit £1.226.21 (consisting of) acceptance fee - £75.00, interest charge £1.151.21, rate of interest per annum - 55.55%. the amount of the loan was £1500.00. in the words of the beatles, HELP!

hi there ive been reading lots of notes on here regarding welcome finance, and unenforcable agreements, now im completly new to all this as i only registered today! so i dont even know if im doing this right! what i need to know is how on earth i find out if the agreement is unenforcable due to the whole acceptance fee/interest thing, i havent a way of scanning my agreement onto this site unfortunatly but i noticed someone else had scanned one onto this site and it looked similer to mine in that it said - total charge for credit £1.226.21 (consisting of) acceptance fee - £75.00, interest charge £1.151.21, rate of interest per annum - 55.55%. the amount of the loan was £1500.00. in the words of the beatles, HELP!