I would if house prices were not shooting up in my area. A property bought last Nov for £135 is now £179. ( research on sold prices) So another 4 months rather than 2 could cost a lot more.

So they could send me a default and not issue it to my credit file untill months later. Makes a mockery of the 6 year rule

Well it does as it is about to be wiped off my report. Would help me for that to be August not October as wish to apply for a mortgage. I have a credit score of 450. I would not want a default to prevent a mortage when the date is 2 months out.

Hi I have a default dated 26th October 2009 on my credit report. The default was actually issued 26th August 2009. Can I get this changed. or do they report a default as 2 month later for some reason. With thanks

ok thanks will not be a mug anymore!

Hi could someone please tell me if i need to send a request to moorcroft for the original credit card agreement if i have already done so to the original creditor. moorcroft have told me that under oft guidelines i need to send one to them so they can request it from oc

thanks for all your help

hi moorcroft keep writing to discuss a reduced offer yeh right They ask me to ring to speak to tem about payment i do not ring i think if they had an agreement they would have sent one morrcroft is the 7th DCA to chase this it got passed on everytime i sent a cca request letter to them

thanks Silver fox hope the above link works

http://www.consumeractiongroup.co.uk/forum/showthread.php?192622-tesco-cca&highlight=

help have i posted in the correct forum?

i have not paid orriginal cc for 15 months +

Hi Moorcroft are now chasing me for a creditcard debt. numerous dca have tried and given up i wrote to moorcroft asking for the original cc agrrement as i have the originally supplier and numerous other DCA s i have never recieved an enforcable agreement just an application form. i also wrote to moorcroft askin them to contact me via letter only, which for a cople of months they have. i have recieved a call yesterday but i refused to give security over the phone. the debt hasnot been sold. All my requests for an enforceable agreement have been ignored. i have not been on this site for a while and am finding it difficult to find my way around since it has changed Any advice appreciated

Hi Just had telephone call from moorcroft, only recieved a letter from them on Saturday. They think i should have had time to respond within one working day. have you had any calls

hi I have exactly the same as you triton green RMS westminster . Todat recieved a letter from Moorcroft. They must have had a batch from tesco