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jcbkabs

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Everything posted by jcbkabs

  1. hi moneysuperbroke i'm at the same point as you with egg they are doing the same to me as you by the letterjust bare with it it will get better. i'm trying to fined a way of stopping the credit refance agencies from allowing egg to up date my date while the account is in dispute chin up and keep up the fight they are in the wrong and your right lets make them pay cheers jcbkabs
  2. hi can someone help me please i put my egg account into dispute on the 12/06/2009 no reponse to letter resent it on the 15/07/2009 still no reply to the letters came home tonight and had an email to log into my egg account to read a secure message message was to tell me that they are going to issue a default on me in the next few days is there a way i can stop this happening or a letter i can send to the credit refance agencies
  3. thanks for the info what can i do to stop the cra from allowing egg to update my data is there a letter i can use or is there any court cases that have happend to make then stop updating data
  4. Hi I've Put Egg Into Dispute But Now They Are Threating To Default M Credit File Is There A Way I Can Stop Exprian Up Dating My Credit File As I Servied Egg With A Section 10 Under The Data Protection Act 1998 If So Do You Have A Temple Letter I Can Use As Dca Are Also Now Sending Me Letters
  5. in section 3 it as per section 4 but there is no section 4? any ideas
  6. trying to see if i could get out of having to pay it back
  7. hi here' what i've recived off mbna mbna pictures by jmsgas - Photobucket cheers jcbkabs
  8. hi have had the letter back in reply to my section77/78 what should i do now? it's some sort of statement but its not with bls any more its with allied international credit. i have been making small agreed payment for aver 8 years it's not on my credit file http://s700.photobucket.com/albums/ww2/jmsgas/lloyds cheers jcbkabs
  9. hi have put the right link up there know. what should i do is there a letter i can send them cheers jcbkabs
  10. hi issued a 77/78 request on mbna and had the following back am still paying it at the moment but need help in what i should do next have put the letters on photobucket mbna pictures by jmsgas - Photobucket cheers jcbkabs
  11. hi we had 2 accounts passed to bls from lloyds bls has now passed the 1 to aic have sent them section 77/78 and had nothing back off bls but had a statment of them on lloyds headed paper what should i do now http://s700.photobucket.com/albums/ww2/jmsgas/lloyds/ aic llodys statment
  12. hi just had my agreement back off mbna but in term 3 it says as per section 4 but there is no section 4 ive posted it on photobucket link below. http://i700.photobucket.com/albums/ww2/jmsgas/mbna/mbnaagreement.jpg is this enforceable? what should i do next? cheers jmsgas
  13. hi they are not chasing for payment but they have not come up with myagreement yet should i stop paying the monthly payment?
  14. hi all stillno reply to my last letter sento the dca that said they would send furher info witin 15days if requested. what should i do know? cheers jcbkas
  15. i sent the section 78/79 to lloyds had the reply from the dca cheers john
  16. HI thanks for the reply hae alreay sent it to th dca souldi send it to lloyds to or wait for the dca to responed? cheers john
  17. sent today recorded deliver notice that lloyds have sent it to a dca does this make a difference? cheers john
  18. hi how do i word it ad do i send it recorded delivery? are the any templates aon her i can use? cheers john
  19. hi have posted it on photo buckets link below lloyds :: llodys 1st reply picture by jmsgas - Photobucket cheers john
  20. hi have to day recived the following scan of letter attached after sending lloyds a sectetion 79 request . loan provided: unavailable terms of agreement: unavailable loan amount: unavailable what should i do next? cheers john
  21. try that they wanted me to take to the dealer i bought off who i now have not faith in and have lost the faith in the van just want the caravan change for a new van from a different dealer do you think this is to much to ask?
  22. Hi We Bought A Caravan From Discover Back In April 2008 For £13495 Putting 1000 Down And Financing The Rest With Black Horse. We Took The Caravan Away For The First Time In June And Found Some Faults The Windows On The Front Of The Van Over Lapped, The Heater Only Worked On Gas, Warter Ingruss On The Cassate Locker Door, The Fixed Bed Headboard Was Bowing In The Middle So Was To Big For The Space It Was In, The Door Lock Didn't Catch The Surport Boards Behind The Day Beds Don't Have Suficent Surport And Have Split, The Curtain Door Track Has Not Been Screwed In To A Wood Surport And Is Coing Away From The Roof, The Locker Locks Are Difficult To Close And Lock And A Few Other Miner Faults. Phone Discover To In June To Get It Booked In They Told Me That They Would Get Back To Me, 10 Phone Calls Later Me Phoning Them And 4 Months Later The Agreed To Have The Caravan In To Do The Repairs. They Had The Parts For And Make A List Of The Parts They Need To Order, I Dropped The Caravan Off To Them On The 15th Sept 2008 And They Agreed They Would Do What They Had Agreed To Do On The Friday Phoned Them To Arange To Colect So We Could Take It Away And Test The Repairs They Had Do I Turned Up At 1630 They Hadn't Even Looked At The Caravan So Myself And The Workshop Manager Went Over The Van And He Made A List And Said He Woul Order The Parts And Phone Me To Arange For The Caravan To Go Back In He Quoted A Lead Time Of 6 To 10 Weeks. 2 Dec Phone For An Update Told Manger Would Phone Me Back Still Waiting Phoned Another 6 Times Still No Joy So Sent Them Both A Letter Rejecting The Goods, Both Refuse To Exchange The Caravan For A New One Or Refund My Money As I Think I Have Given Them Resonable Time To Put It Right. Just About To Notifiy A Solicitor To Take Legal Action. Any Ideas If This Is The Right Way To Go As Have 5 Week Till We Go Away With Friend But Wife Frighten Something Else Might Be Wrong With It Cheers Jcbkabs
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