45002, I understand section 20, unfortunately in some respects it is a pity Raven1 has had a crap Landlord although he has managed to live in the same place of residents since 1994. I am in a similar situation I have lived in the same property since 1997 in a cottage on a Landed Rural Estate, with a good Landlord, my deposit which was one and a half times the first months rent, was held by the Estate Management Company and in 2005 was transferred to a TDP scheme and the deposit has always attracted interest. I had an AST 6 months in 1997 and it was never renewed, until 2/3 years ago but that is another story.Are you saying if a AST is not renewed it reverts to an Assured secure tenancy?? FS

what type of tenancy agreement do you have now? FS

DX ,thanks for spacing post BankFodder, sorry, point taken, FS

I have been asked by a friend in the village about LHA she said she thought there would be an increase this year. Have checked this out and it appears there will be a 1.5% increase approx in April 2020. Osborne Froze LHA in 2016 which obviously caused thousands of people financial problems, for 4 years. I had a look into how LHA is calculated and I cannot believe the methodology. It appears a selection of Estate Agents are approached to give average private rental prices in the area concerned for 1,2,3, bed properties etc, I accept that the current LHA is based on 2016 private rental prices however we cannot find a 1 bed property in our area + 10 miles that is anywhere near the LHA calculation they are a minimum of £125 more expensive.. It would make more sense to calculate LHA based on your own individual private rent not an vague average FS

Eric Hi,they have already agreed and the tariff remains the same as if I had agreed to a smart meter FS

Just been advised by EDF I need to sign up to a new Tariff as the current one is due to finish.So I checked all 4 New Tariffs available, if you don't read the entire Terms&Conditions you can miss all 4 have an installation of Smart Meter a requirement of the New Tariff. Really Sneaky!!!!. If you contact EDF they will allow the new Tariff without a Smart Meter.I have insisted they confirm this in writing before the 14 day cooling off period is up FS

The old codgers have met again and as always we put the world to rights.State Pension is still an issue.Although we are unsure of the exact figures we all agreed that the tax free allowance should be £15000 ,obviously good for pensioners but also will take 10s of thousands of part time workers out of paying tax as well, we think the Tax obtained for HMRC for people receiving or earning £15k or less is very small. FS

Hi. Don't email them, do not send any information they have requested, just simply ignore them.They unfortunately have your email address put a block on them. FS

Teddybear have you contacted the French Consulate General in Edinburgh initially by email and ask the question can you get a passport renewal at the Edinburgh Office FS

There is a French Consulate General in Edinburgh who you can contact by email who will give you the correct advice FS

That is good news, how long until replacement?? FS

If you Purchased 26th Jan 2020 you simply return it to PC World and ask for an exchange as it is not fit for purpose.If you have met a really awkward Manager, don't bother with him email the CEO of PC World "Mark Jones" or telephone him fs

You should not need to install any other security system, Take it back to PC World and ask for a replacement they generally oblige FS

slick Hi ,yes I have this problem I receive a fairly high state pension and have a private pension the PAYE Tax is taken from the Private Pension, FS

thanks very much fs

Honeybee13 thanks for your reply, interesting view on the subject.I believe some Benefits are taxable so you could argue that the State Pension as it is regarded as a benefit should attract taxes well It was a discussion that a group of us old codgers, had last week and it got very heated as you can imagine.Three of us are ex military who served between the mid 50s to mid 70s and did not qualify for any form of Pension.Most of us get a reasonably high State Pension along with additional Private Pensions although not all of us.We all felt the State Pension should be tax free as we are all forced to contribute towards our State Pension, which is a very weak argument on subsequent reflection. Didn't realise there was a petition to stop the word benefit for State Pension Thanks for your view FS

Interested on views on payment of Tax on State Pension.In my view the State Pension should be FREE of any Taxation. £12500 is tax free as we are all aware. My own state pension exceeds this amount so I have to pay tax, which is taken from other Private Pensions. Any thoughts on State Pension regardless of the amount should be Tax Free. I also find it annoying that the State Pension is regarded as a Benefit?? FS

Many thanks will do as you suggest FS

likewise I had the benefit of a Grammar School education, fortunately I lived and still live in an area with 6 Grammar Schools in Kent,(now 7) over the last few decades because of Government interference with league tables, these Grammar Schools spread their catchment area into Sussex and Surrey to ensure they creamed/streamed of the very best 11+ results to ensure their League Table results kept the Grammar Schools in the top strata and for sure it has worked to the detriment of local students in the local catchment area. FS

have I got a strong enough argument with the fact they did not take into account the 10 minute grace BPA ruling FS

reply from PE any idea on the next move please FS

Will do although PE where prolific with photo's of their signage around this car park, my main defence should it get that far will be the 10 minute Grace recommended by BPA of which they are members, their signs state 15 minutes waiting area, they clocked me in by ANPR and out again in 22 minutes so 3 minutes within BPA guide lines. I sent your letter to PE and they have responded as you are aware, Court action on Hold they will reply within 30 days thank you FS

Hi Welcome, you will probably be directed to start your own thread. However somehow they read your number plate because PE went to DVLA to get your name and address. The fact that their rubbish ANPR does not show clearly your number plate you have plenty of grounds to tell them to put their claim where the sun don't shine. DO NOT contact PE until the site team have had a clear look at the PE letter and photo's . Ericsbrother is the snotty letter expert. Was there a parking warden as well in the car park?? If you park in a parking space you have to register your number plate on their parking machine did you do this?? Good Luck you should win this one, be patient the site team will contact you FS

I posted the original letter from PE which threatened court action (which you kindly converted to PDF), the general advice was to wait for ericsbrother to come up with a snotty letter, which he did, and that is what I sent to PE, they replied as indicated by myself that they would put court action on hold and reply back with their response within 30 days. Am I having a Senior Moment and missing the plot FS

dx why do you say court action???