Yes, sorry thats exactly what i mean Cpr 31.14 and cpr 31.16 but is it ok to send the cpr 31.16 as i know it was work in progress by 42site man .I am a little green with this ? but want them to disclose all info to me . Many thnks Can anyone help me with this ?

Sorry 31.16

Can i still send the CPR 13.16 as well ?

Many thanks will send that straight away..

Yes, sorry thats exactly what i mean Cpr 31.14 and cpr 31.16 but is it ok to send the cpr 31.16 as i know it was work in progress by 42site man .I am a little green with this ? but want them to diclose all info to me . Many thnks

Hi, can some one direct me to the correct template to send for the CPR 14/16 , i have not had a default issued yet, but have requested CCA and been sent nothing but T&Cs . Have sent SAR but they now requesting my signature. Can any one help?

Hi wild, dontknow much about your situation but try and sit down and speak to your lender, they will normally be willing to listen, perhaps a mortgage holiday or reduced payments . Anything just to stall so you can sell, tell them you need time! look at the national debt website it has some fantastic templates for just this sort of problem that you can use. :)

many thnks pinky, looks like i have an enforceable cca then , perhaps i can offer them a lesser sum to clear the debt ? as i am struggling at the mo.

Hi, can some one cast their eye over this CCa and perhaps advise whether it is enfoceable or not ? Struggling to work it out. many thnks

apoligies new to the site, so can someone please tell me how to find my thread..

sorry kiptower:)

oh many thnks kitpower:)

many thanks babydoll, will get this letter sent straight off. Forgive me for been maybe slack but wot does subbing mean ?

Hi are there any guys out there who could give a quick glance to this CCA to see if it is enforceable, pretty new to site so forgive me if it is fragmented . just need some advice.

ok no probs thanks reggie