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lawt32

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Everything posted by lawt32

  1. hi can someone advice me how to copy and paste my bank documents and other debt issues to cag site from my scanned documents how do I attache my documents. Please urgent advise sort.
  2. I only have N1 form from bennetts it says at the top claim form sticker saying seal. The next form I have is Notice of issue of warrant of execution in northampton county court the recent form is order suspending warrant determination in doncaster county court. Are these forms mentioned ccj form if not no other forms has been posted to me.
  3. sorry it was for fishing tackle from a mail order cataloge bennetts of sheffield from their internet website? the bailiffs was sent in from northampton cc 18th January 2010 thats who bennetts deal with I assume not sure but doncaster cc bailiffs took over March time 2010.
  4. Hi to all I need help fast I was issued a warrant of ex a month ago for a non payment to a creditor the creditor had their own dca handling this at the time but dca told crerditor I was avoiding contact It was nothing like that I stopped payment to robbers way when I came across various scams they pull off Apart from phoning me up at unsociable hours asking for more money then I agreed to pay I kept putting the phone down and they must of informed original creditor I was avoiding contact. This small debt is from 1998 87.32 my last payment to robbers way was 31.01.09 of *** a month got a letter from original creditor taking me to northampton cc and sheffield combined court. On benefits filled out ex 160A offered inital payment of 1.00 a month dist judge change this to 1.00 every week district judge gave me a order suspending warrant determination first payment to reach creditor on such a date I am 2 days behind, but can I explain why its a late paymeny dont hold a bank account no credit card told creditor this he says he would except the 1.00 in a ordinary envelope addressed to their business. he passed me onto someone else I said can you invoice me to say I have sent you a 1.00 every week this way is unsafe he said no we cant pay up now or suffer more consequences. I said you cant speak to a disabled person like that he said look stop taking the P*** and pay us what you owe slammed the phone down on me. I have admitted the debt by my last payment to robbers way and I filled out the ex 169 form the company says on my letters from them could I now put this account in dispute or allege I owe the debt for the way I have been spoken to and their companys unreasonable solutions when asked how to pay. i DONT KNOW WHERE TO TURN. If I went to county court tomorrow and explained the company not being resonable to me they are not giving me any help they are giving me abuse would the dist judge take note perhaps call a hearing at a different date help needed. cheers.
  5. lawt32

    barcvgcj

    cheers slick. if you could or someone tell me how to copy and past my letters and ppi agreements from bank It would give you a incline what I am disputing as you could read the added interests. Please urgently need to know how to copy and paste to forum. Thanxs again.
  6. lawt32

    barcvgcj

    First off all thank you for this great site and all Q&As brill? I hav a loan I took out 2008 I was paying xxxx money monthly payments with th dreadered ppi added. After all phone calls letters no positive response from barcs got fos involved barc have made me a offer loan still outstanding barcs only offering me my x13 months premium plus my 8% interest. My query is my loan was only for 4.000 with all interests added and ppi added My loan states 6.000 they offered me 500.00 and need to reschedule the loan, what about all the other money i paid not happy so have not signed any papers they posted 2 weeks back for them to pay me there offer of payment. Do i have to accept this offer I need help on this how long do I need to respond to say I disagree or agree spoke to customer server from barcs he told me I could lose any monies offered because of a time limit is this correct. Also been fighting with barcs for going overdrawn they took my barc card account of me 2009 last year with a letter saying I am at fault for my account going overdrawn been into branch x5 barcs will not give into its their fault for them letting guarenteed payments go out of my account when there is nowt in it got all letters of proof adding upto £542.00 overdrawn probably defaulted credit file no account. Can I get my card account back and ask for all charges to be dropped would I have grounds for compensation for the stress harrassing phone calls I hav received from these vultures. I would appreciate any positive advice or do I go down the legal channels dont no I am up the creek without a paddle. Thanxs.
  7. recently lost my phone paid full insurance reported to police like i was told to do in shop they put claim through in shop said i had to pay another excess payment of 19.00 and they would replace phone. Asked if they would give me a new up to date phone they said not they could only replace to the same model lost are they in their rights to do this even if i pay another excess amout.
  8. HI needsome you say your wife has been claiming IB for 2 yrs was she sending in sick notes from her gp and have you recieved a letter from dwp saying she does not have to send in any more sick notes if so your wife is officially medical exempt but, dwp will say you have to go for a med examination they will write to you when this is dont worry it shouldn't happen. Meanwhile try going to dhss and claim an hardship payment this would put you by until no doubt you will win your appeal. Now go to cab and get some help filling out your letters and also take as much evidence the dwp has sent you and ask them about other benefits you are entitled to there are a lot of people out there don't claim all benefits they are definatly entitled to do so. If we don't fight together all these people who are entitled to beneifits loose out and dwp have a mass party plus many extras at xmas with all unclaimed benefits.
  9. I have tried to sought things out as regards my ppi I contacted citizens advice can't get appointment until the next 2 weeks I have not cancelled ppi yet as need to talk to citizens advice. They say that their unidated on this issue alone time is dragging on I need to act fast any suggestions would be greatly appreciated. Barclays have now taken my due monthly payment yesterday 172.83 my bank account is now going rock bottom they have almost drained it. I am very worried about this. What do I claim back in charges etc to give me some insight when I see citizens advice. Please help me.
  10. high everyone. Thats great news connie. Could you please tell me how far hfc go back to reclaim ppi and other insurance mine was way back 11 years to be precise but they didn't chase me for money. Until hfc sold my debt to robbers way I was paying right up till xmas 08 and stopped payments due to the fact 6 yrs had gone way by I had a phone call of rude women from robbers way eplained to her about 6yrs stat bar she said it dosn't apply to me because I was paying payments and acknowledged their letters. They are still harassing me with phone calls 1,2,3,4,5, day they wont speak to me until I get through the secrurity questions it don't get that far I hang up. I get the same harrasment of debitas who I believe work with robbers way They are **** bags. Wish to screw these kind of people give em some of their own medicine they are not worthy of their status ripping honest abidding citizens off like that time to say enough is enough all stand together and fight these leeches. What letters do I have to send hfc and barclays how would I word them by the way I havn't cancelled ppi do I cancel through bank or head office at belfast.
  11. I too my have been mis sold ppi from hfc or some other name they use to disguise ppi taken loan out late 1990s for 3000.50 at the time i was working but had to give up work as a medical condition stopped me from working and I couldnt afford to pay hfc after I finished work I had to resort to family to help me out I was paying monthly installments of 30 pounds from a paying in book they kindly gave me lol. After yrs of struggler I gave up all the letters of threats from diff dcs went in bin, then suddenly they must of sold my debt to another dc and then to robbers way. Been paying robber monthly payment and all interests from other dcs and robbers I must of paid 3000.50 5 times over with all this interest they had. Just before xmas 2008 I stopped paying them because they was ringing me up 4x aday and constantley sending letters sometime I would get 2 letts from robbers and both the letts were duplicate saying your account is under reveiw client as asked for a increase in payment sent 2 letters to say why the increase on dec 9th 2008 no response their response was feburary 2nd 2009. Asked rude lass to send me all documents stateing that my debt with robbers is genuine and all proof that am I lible to pay also the stature bar things she says no because i acknowledged the letts and phone calls also I have been paying them up until before xmas 2008 is there a time limit how far you can reclaim. Nothing back yet advise needed to next step forward where can i get templates for cca and sars and any other docs I need.
  12. Hi me again can anyone advise me on claiming my fathers industrial diseases against nat coal board and other firms he worked for as bricklayer in contact with dust and other fibres working under pit boilers and renavating houses. On his death cert it states 3 diseases all dust related from the enviroment and conditions he worked in. I have had 3 tele coversations with diff sols and they say there is a time limit and also was he aware of his diseases before time of death answer no he wasn't. The time limit quest he applied for this claim in 1991 so he was def in time the solic he had needed proof of 3 witnesses he worked with only 2 provided evidence so claim declined could i open this case up.
  13. hi can anyone advise me why can't you get a budgeting loan from dwp when your claiming ib esa as now called. Those on other benefits can get one no probs
  14. I have thought this one through what if you dont claim ppi and you went to legal dept do you think they could clear your debt it could be worth a try yes.
  15. Hi everyone. I have a question about ppi I took out a loan with barclay last year the loan and ppi payment is 173.82 month for 5yrs paid 2073.84 still paying on it I am struggling to pay but just about managing for how long don't no ppi is supposed to help customers not put them in more debt true. When I took out the loan with the ppi they asked me a few quest before blar blar pre- med con yes do you have any more insurers no. I cant see very well special small print so i put all barc bank papers in folder i got my policy through 4 days after I have been in the bank but reading your threads and all controversy at the mo made me get my folder out and use a mag to see I came across you would get insurance if you had a pre med condition I honestly told the bank I had and the notes what came with the policy states I have. Puzzled now if they knew from my own admittance I have a pre med condition their would be no payout on insurance why did they give me the policy. Have I a claim for ppi mis selling how would I go about this eg letters forms HELP. BY THE WAY JUST TRIED A LINK TO BARC WEBSITE IT SAYS WEBSITE REMOVED OH DEAR.
  16. Capitalone and debitas need all comments on this. also ebay declined transaction cancelled
  17. Hi everyone. Talk about fri 13th my bad luck as started already cut the crap. New to ebay as a first time seller bought plenty from buyers my experience here we go. I recentley put a item on ebay for sale the item listed was for 10 days in my description was made in typeing error 3 things relevant to item that I did, no I didn't put a starting bid or reserve on item as I said first time seller didn't know how to, used ebay menu it started at 0.99 It was on ebay for 220.00 GBPS buy now did ebay say this last night item listed ended buyer paid paypal instant cash and bought item for 30.50 thats 20.00 that I will have to pay p&p means he got that item worth a lot more than 10.50 I went through the right channel cancelled transaction at paypal last night emailed buyer no response emailed buyer today still no response paypal emailed me this morning buyer declined to cancel transaction Its my obligation to sell. Reading the case details buyers says If I dont pay in 3 days buyer would recover goods from ebay and take all legal channels necessary is this a threat and where would it get him would it be an legal court case. Could anyone tell me my next move from here.
  18. I first took a lone out with HFC bank in the early 1990s I asked them various questions if ever I became unemployed through ill health or any unforeseen circumstances would the loan payments be paid by my policy what was part of the loan agreement. the gent in the bank told me certainly its in black and white in my policy agreement all money would be paid by their insurer with my pol agreement. I dont read paper work as its a load of crap people who write these clauses must have a second home called library because they spend more time looking info up to rip customers off. To cut a long story short I have paid various debt collectors a lot of money through the years hoping my balance would go down but no the more money they asked for the more interest would be put on my bal. Then HFC bank advised westcolts to take my account over again paid them ex amount of money. This is the bug bearer westcolts handed over my account to rob way they are the most unhelpful people ignorant **** agrrement to pay monthly installments of 10 pounds been paying over 8yrs and just before xmas ceased to pay as I sent them 2 letters and 1 letter to HFC bank without any response. . Now a rude women phoned me up only last week after all that time and told me my account is under reveiw and their client has asked for 25 pounds or legal court proceeding take place I asked for all documents to see if my account is still ative why women said I can assure Its still active I said I need proof and put phone down on them. 3 days ago received letter saying all of data letter correspondence at your request will be sent thanks for you coop. Now playing the waiting game rob way play mind game try to bully people to summit for their own pleasure sad blitters. What advise would anyone reading this article have for me is their any monies I could reclaim of the robbing so and soes.
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