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Lardyman

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  1. Hi I was discharged from Bankruptcy 3 years ago, and was advised that I should start to rebuild my credit rating. To start with I was advised to check my credit score, which I did with experian. In the report, two red flags flew brightly. These were two old LloydsTSB accounts showing as defaulted (circa £10k -which as an aside were pretty much 100% made up of bank charges incurred whilst going bankrupt!). Experian advised that I should get confirmation that I am discharged from bankruptcy and show this to Lloyds so that they can amend the status on these accounts. This I duly did. Today I receive a letter from Lloyds, acknowledging receipt of the info, and stating that the status of these accounts is now set as "Partially Satisfied". My questions are... What does this mean, in respect to my credit score? Are Lloyds allowed to do this? After all, being discharged from Bankruptcy means all your old debts are cleared (thus fully satisfied) What should I do now?? I'd appreciate any help/advise you can give. Ta LM
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