Easy ppl how are you? Well I thought it was time I updated you all I sent around 7 letters to HFO and 5 email + letters to 3G. Not one of the letters/emails was replied to. However HFO have stopped pursuing the debt, but they have sold it on to another company called ROXBURGHE Debt collectors. They have also started there so called “litigation process” lol. I just wanted to say this is one big **** take by the debt companies. I am just going to leave it now and not bother going through all this again. would like to say thanks to all the help and advise given on here. Thanks kasper

Sweet on the move: I work in an accident management firm; we deal with this all the time. Your insurance company are refusing to negotiate compensation for the injuries to the TP (taxi driver and passengers). Or they have not been informed of them as of yet through the proper channels ie the injured victim has not claimed through the taxi drivers insurance, but used a compensation company. What you need to do is contact you insurance asap and send the correspondence on to them as you pay for them to sort this out. If you still have to go to court take you Insurance policy and renewal with you as that will prove you were and still are insured. The court will then refer the claimants to get in touch with your insurance company.

Thank you for the reply tadg. i have put together a decent email and will post it up on here later on so you can have a read.

Hey, Bazooka Boo sorry for not replying in the last month ive had 2 close relatives pass away. Things have been very hectic at home slowly returning to normal. Well done on sorting out your mothers problem with 3G. I heard again from HFS last week early morning on my mobile. The chap advised " Litigation will soob be in progresss unless i pay up"" I advised please send it in writing and put the phone down. I searched my Credit file again today and again the same, a 3G acccount but with no debt listed. I cant believe HFS are still playing games lol.

Hey thank you Sillygirl1 and Bazooka Boo. I sent the first letter off 21-1-09 and the letter posted above by bazooka boo. yesterday. I have not had any more calls since 21-01-09. I think they will contact me through thier solicitor now.

Hello again Just recived a call from the litigation manager at hfo. He advised can i write down charges for going to court. I responded can you send it in writing! Then he went onto say I will be recive a court summons in the next 4 working day. He also stated my mothers name advisieng because she is the home owner she will be brought in to the debt. Whats all that about?? I have a question for you!! Is it possible for them to take me to court so easily? regards kas

hello. HFO called to today, i advised i would like everyhting in writing. The chap i spoke to advised "be worried as you will have a knock on the door very soon" i advised in writing please. He advised i am very silly and to be scared lol HAHAHAH i live at home with parents, they can send who ever they want. Not my house so they can not take anything lol They can try and do what ever they want. My credit file has not debt on it. It shows as setteld with hutchinson 3G. thanks for the help.

Baooka Boo, Thank you very much, Much much appricated!! I will post out the letter recorded delivery tomorrow morning and i will also send emails to the adds you have provided. Once again thank you!

Hello guys, I have just looked at my credit report form equifax I have no debt to Hutchinson 3G! The last account i had with them was on: 12/10/04 untill 02/11/06. which shows no debt just "Settled". No default or anyhting! No debt with 3 at all. I am now very confused as to where they are getting this debt from?

I have just spoken to HFO again and they advised. Either i pay up or i will recive a letter for a court summons. If i do no go to court i will be held in contempt of court. Also the debt will the increase to £900 with all the fees. This will also inccur intreset once the court has placed a C.C. What do i do?

Hello how are you? Last thursday i recevied a Slip in the post. The kind parcel force leave if you are not at home!! It turned out to be scouting for HFO services. I recived a letter to day stateing i owe £465.11 to three from 31 may 2007 which i do not owe them. I cant even remember that i had this contract! I spoke to 3 today and they gave me another numbe to ring. That number rings 5 times and cuts off! Three only have my name address etc, but nothing else about this contract! I then rang HFO and spoke to someone in India. he advised me that i will be able to see the full documents in the County Court in Northampton which is 127 Miles away!!! but i have to settle my account with 24 hours. but they will not send me out anything to my home address. Three have nothing to say on the matter just refer me to the same number above which nobody answers. What can i do?? any advise welcome thank you!!