Hi, I recently saw an article about updating my Bank Charges claim due to an argument the banks were looking to use in their favour to try and kick claims out. Trouble is, I can't find the article. Can anyone let me know what I need to do (write to the court with) or point me in the right direction? Thanks

I know I'm a safe and considerate driver and, whilst I appreciate all the advice, I can't help feeling bitter. I have x2 SP30's for doing 34 and 35 in a 30 zone and yes, I know I know, I only have myself to blame....but it's very easy to do, especially in Camera heavy Bristol. I'm sure I have not gone through a red light but now feel I have no option but to take the wrap - so 9 points it is and 6 months of driving on tenterhooks in case my licence (and with it Job and contact with daughter) is taken.

thanks. It was 40mph limit. I don't consider Amber as "get through as quickly as youy can" but will go through on Amber if unsafe to stop. Pat - there was no second phot showing me straddling the lines at red and no speed reading.

Hi, Just been 'caught' jumping a red light - I dispute this as have no recollection and would not knowingly do this. I requested evidence and have been sent a picture which supposedly shows the offence. What it actually shows is a junction with the lights on red and my car about a car length beyond the red light, back wheels just infringing on the second of the white lines. The accompanying data says I am 1.2 secs into the red light. I called to say I would have at least expected a photo showing my car actually going through when on red. How can I be sure the light wasn't on amber when I went through and over the first white line? I was informed the Amber light would have been lit for 2.9 seconds and this is proof enough. We disagreed and it was left open for me to pay up and accept the 3 points or run it to court. I don't believe the photo is evidence of me having jumped a red light. Ordinarily I would let this go but I have 2 current SP30's and so this will be 9 points! This is at odds with my own perception of me being a very safe driver and to lose my licence would be catastrophic. Any have any advice on what evidence they are obliged to provide? I simply don't beleive their 'proof' is good enough.

My Ex wife has made my life he in the last year. She has withdrawn proper contact with my daughter on a whim and basically lied her way through Court to try and justify her actions - smearing me wherever necessary. However, she has stated in a court actions (incuding claiming lega aid) that she does not work. I know her to work at least 4 days a week since 2001 for the family business and is also a Director of the business! (i have downloaded the proof from Companies house) She is paid cash in hand and claims full benefits. The reason I haven't shopped her is because I don't wish to cause our daughter any undue stress. However, things are becoming ridiculous and I wondered what kind of penaties the ex might suffer if I was to finally make that call to the IR? Thanks

Hi, A few years ago after a stag weekend, I was arrested for being drunk and disorderly in a town centre. Not something I am at all proud of but something I had good grounds to feel aggrieved at (they all say that I know!). In the end I had to swallow it and get on with life. It was a freak occurrence and something that caused me a lot of distress at the time. I have tried to put it to the back of my mind but find myself thinking about it from time to time. They did take a swab and fingerprints so I must be on 'the' Database. I was never charged and simply spent a night sobering up in the cells. I want to find out if I can remove any records they might have. I doubt whether this could ever come back to haunt me but I'd like to put it to bed once and for all. I think I might be able to make a CRB Data request. Does anyone ahev any advice on a) whether I should be worrying about how this record (if it exists) might damage me in future (bearing in mind no charges were brought so no criminal record) and b) how I can find out what records if any are held and how I can get them removed (if I can!) Any help greatly appreciated.