This topic was closed on 11 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 11 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

Hi everyone, Im new to this site and as I live in N.Ireland i am just wondering if it is legal for my bank to take £25 fees from our joint acc and business acc on a numerous basis. The bank is the Northern Banks, which has just been taken over by the Dansk Group. My husband has a business acc and he pays out large sums in VAT and often waits up to 3 months for money paid in, so sometimes Direct debits can return unpaid with a fee of £25, or Cheques unpaid with fee £25....and on many occassions the bank has charged 3-4 £25 fees within space of a week. We also have a joint acc with this bank which if it goes over its overdraft and direct debits are returned we are charged £25 fees. Recently during the change over to Dansk bank, all e-banking facilities where shut down and we were unable to transfer money from Business acc to Joint Current acc and because direct debit were returned they charged 5 x £25 fees, in space of a week, but when we complained they swiftly returned the £100 to our account. Now after reading all this stuff about claiming back for period of 6 years Im wondering if we can also do this, as I just thought when you sign the contract opening the accounts this gives bank right to charge these fees. Any help or advice welcome Many thanks JaneC:-|

Hi everyone, Im new to this site and as I live in N.Ireland i am just wondering if it is legal for my bank to take £25 fees from our joint acc and business acc on a numerous basis. The bank is the Northern Banks, which has just been taken over by the Dansk Group. My husband has a business acc and he pays out large sums in VAT and often waits up to 3 months for money paid in, so sometimes Direct debits can return unpaid with a fee of £25, or Cheques unpaid with fee £25....and on many occassions the bank has charged 3-4 £25 fees within space of a week. We also have a joint acc with this bank which if it goes over its overdraft and direct debits are returned we are charged £25 fees. Recently during the change over to Dansk bank, all e-banking facilities where shut down and we were unable to transfer money from Business acc to Joint Current acc and because direct debit were returned they charged 5 x £25 fees, in space of a week, but when we complained they swiftly returned the £100 to our account. Now after reading all this stuff about claiming back for period of 6 years Im wondering if we can also do this, as I just thought when you sign the contract opening the accounts this gives bank right to charge these fees. Any help or advice welcome Many thanks JaneC:-|