Hi Wilko, thank fully it all turned out ok. Regarding the CPA that was a bit of a nightmare I spoke to my bank barclays who informed they can not stop the CPA until the loan companies try and take the money from the account after which they can then stop the CPA. I was non stop on this forum researching and reading other people's dilemas. I first contacted Quick quid on live chat and they told me to speak to the collections team. I actually read on a thread for quick quid when you speak on live chat to Antionette she is really lovely and I can completely agree and thankfully she was on my live chat.I just explained my circumstances and they put me on to a repayment plan. I rang Wonga and they told me to go on to the website and click on to a payment plan option and I sucessfully entered an affordable repayment plan. I was so relieved, I couldn't believe how easy it was. I had been a nervous wreck, the past 2 weeks as it was building up to the repayment date and it all worked out in the end. I have to say both Wonga and quick quid were great.