Have contacted court today and will be visiting in next couple of days to start process. More research to do. Thanks

Hi Yes it relates to acredit card debt for Halifax. I am also looking for where i stand regarding not informing creditors of new address, now concerned that i didn,t do this. Thanks for your response.

Hi I have received a statutory demand from capquest debt recovery dated 09/01/09. It was sent to my previous address and forwarded to me. They are not aware at present of my new address. I have been burying my head in the sand and ignoring my debts. I recently registered on this site and had spent time gaining knowledge of how to approach debt situation. They have included no credit agreement date in the particulars of debt. Also still registered at old address. Please can someone help. I need to sort as soon as possible. 1)I had intended sending them cca letter this week. should i still do that? 2)Will it work against me in court that i have not informed them of new address?(Found it all too much to deal with) 3)Should i apply to have judgement set aside? Please help! Many Thanks

Hi Thanks for your reply. I will start a new thread and send the letter tomorrow. Many thanks

HI I think this site is truly amazing with so many helpful and knowledgeable people helping others who have fallen on difficult times. I too have received a Capquest sd today. Relating to Halifax cc debt. It was originally sent out on 09/01/09 to my previous address. They still have me at that address after 2 1/2 years. In the particulars of debt They quote "debt relates to the unpaid balance of sums due under credit agreement dated " no date inserted. Should i take this seriously and set aside. I have been working on my debt situation since registering and was planning to send them cca letters. but this has taken me slightly unawares. Would appreciate any help at all now in state of panic. Thanks