hi iam hoping to get some advice here,we owe mobile money around £500 pound after paying around £1,500 for a £1000 loan from 2 year ago they now want to take the car to sell to gain the out standing money the car has been stored away as it is nolonger in working order and we are not will to pull the money out to have it fixed so mobile money can come along and take it.we were lucky to have a family member how bought us an other car untill we could get this problem sorted out.Today some one from mobile money payed us a visit and said they have been watching us and taking photos of my partner driving the new car and they say in 18 days they will be back to take the new car as they can prove it belongs to us.when my partner asked for this in writing he was told that we would get it in writing in 18days when they come to collect the new car! can they do this....please can any one help. thanx in advance,linzih:-?

can any one help me!...iam looking in to this for a freind who is beside her s i lf.said i wud give this site a go 4 her as i have so much help here my self...so here is the problem she is 9 weeks away from finishing her account with them but is in £100 arrears they are sying that they will be out in next few days to remove all goods that belong to them because she can not repay the arrears and weekly payment as soon as can they do this!!! please help if u can soi can put her mind at rest

hi buffness dont no if u still posting on here but was just wondering if u had geting any where with your claim yet? since i last posted i wrote back to nat west and gusse what got same letter back for 3rd time arhhhhh...any iam now going to the FOS

well done....yes all been there iam there now lol. and i will be following all advice i have recevied on here and hopefully few weeks on i,ll be saying the same as pinkmini,well done again pinkmini:D

hi all sorry its took so long to post again but with xmas and every thing ijust didnt have the time........well i send back off to narwest claiming hardship with copys of the wavier and copys of court judgement surspending my eviction and fineal demands and bailiffs notice for council tax.i stated that i would like to no why they didnt find me in hardship and if not my next step would be going to FOS for advice and gusse wat week after xmas got the same letter back with all my document in telling me to go to the FOS and had 5 more charges on my account since xmas arhhhhhhhhh.ive been waiting to see what the out come of the test case was before i went any further with this but the way thing are going it'll be going on for a lot longer yet....iam thinking i sould just goahead and file a complaint with the OFS just wanted to update every one and see if any one had any advice before i do it. thanks.x

will do what you sugested also found a letter on here to send to bailiffs and council offering a payment plan so i'll be sending that off recorded delivery today...its worth a try. thanks for the advice any more very welcome.x

thanks for that i,ll get on to them 2morow....any advice on what to do after that or what to do about this bailiff coming out at the weekend one things for sure he'll not be geting in now lol:)

hi every one,looking for some help......a liability order was granted by the local magistrates court for outstanding council tax didnt no it had until i got a letter from bailifs in december saying it had been passed over to them to collect was going to contact bailiffs after xmas to sort somthing out re a payment plan as this debt gose back a few year and has been added altogether and no way am i able to pay off in 1 go (£4000) i no its alot and over the years had monthly payment plans with the council but then somthing would happen like had time off work sick one month then bank charges took out of account the next month and just got so far behind with the payments then in the end had to stop the standing order because charges were geting added to my bank account every month as not enough funds going in to cover all my payments...any way back to the bailiffs after xmas got a letter from council say that they had sent the same letter to my employer and were going to be taking £50 a month out of my wage until i had payed £850 i owed them they did not say what this was for so i just it was the first lot of council tax and they would keep doing this till the lot was payed and also releived it was sorted out at last.Then yesterday get a 2nd letter from bailiffs saying i hav faild to make arangmets to pay there for they will be calling at my home this coming weekend with a removal contractor to remove my goods and would prefer me to be in attendance when they remove my goods.or should i perefer to pay the balance outstanding payment to be at the office in good time before he calls.....just wanted to get some advice before i do any thing else so if any one can help i would be so greatfull.I no ive went on a bit already but wanted to get every thing in one last thing do i have to sign any thing before he can take any thing and can he enter my house if iam not in.x

to buffness. we got the same letter as yourself today,this is the second identical letter. i got one last week also last week.to me it seems they are not looking at each case sepratley. but just send a standard letter to all

hi every one....i have been trying since end of september to claim back £1,800 in charges from natwest under the hardship waiver.after sending them all the info on my finances and proof of court orders for rent arrears(due to them repeateadly putting charges on my account).i was told last week i did not fit critera for hardship,which i fiind very hard to belive!!!!! on 8.12.08 i sent them a fainal letter along with a copy of the hardship waiver n highlighted the critera i belive i fit and stated if i dont get a response to this in 10 days i will then take my case to the fos or to the courts......just a matter of waiting now.

hi,yb..had read the waiver & down loaded it from your signature (thanks for that)i have wrote to natwest again & sent the waiver defineing hardship and highlighted the parts which i think come under.so iam just waiting for a response now...hopefully not long now sent it monday asking them to reply in 10days otherwise i would be writing to the fos....will let u no how i get on

hi every 1 any 1 had any joy wiv sunderland county court lifting stays....thinking about applying to them re being refused by natwest for a hardship claim.

hi every 1 just new to this.....when i first joined 2days ago i was waitin 4 a reply from natwest to say if they wud consider lifting the stay on my claim for charges due to hardship.....got the letter yesterday after waiting 3 weeks to tell me they didnt consider me fiting the criteria for hardship and my claim is put on hold till after the test case. i find this realy dishearting as i made sure i read the statements from the fsa and loads more info on hardship cases before puting in for it,and fited 5 of the situations out of 9 that the fsa states in the waiver you to fit the criteria for hardship.natwest didnt even bother to tell me in the letter why i didnt fit it just said THEY didnt think i was in financial hardship.....iam so mad!!!!!!........can any 1 help me with wat 2 do next if there is anything i can do that is.i wud be greatfull for all help n info.

thanks 4 that.did get to hav a look at sum of t&c...but still few more things i need to read n hav a look at.....i,ll get there lol:D

:)hello every 1.iam new to this today.trying to claim charges back under hardship rules.hope to get some help n advice here:confused: