Thanks thats great! Will post a new thread once i hav received the info!

is there a precedent letter that i can use? i did at the time query the amount of the acounts and the fact that i had two accounts but is it not too late to query this now? Can the DCA provide me with a copy of the CCA and a SOA or will i need to go to 3 for that?

To a DCA. Think they were called EOS.

Hi All, I'm new to this site and was wondering if someone could help me with a problem that i have. I have recently checked my Experian report and it shows that i have defaulted on two Hutchinson 3G accounts and that i have outstanding debts with them. Now i will accept the deafult as i did default on the account. I will not accept the fact that I still owe them money. I paid these two acounts nearly 6 months ago and they have not marked them as settled. Does anyone know how i can get this changed? Can i make a claim for damages?