hi everyone. so glad i have found this site, as it has helped me greatly dealing with idiots from Allied. i was so worried about my MBNA credit card, but after reading all the info on this site I know exactly where i stand.. have just sent off CCa request, and i await their reply. Please do not be fooled into thinking you have to pay them the full amount as requested to me with in 48 hours. (they might send the heavys round blah blah.. tell them would they mind tying their horses up outside (COWBOYS) LMAO dont answer any security questions ... just ask them one security question .... what size pants are they..S/M/L...they are such jokers ..what fun i will now have with these parasites..Dont get me wrong, i will pay my dues but will not be bullied into borrowing money to pay them.. to be honest i would rather this account go to court (CCJ) as i will end up paying what i can afford. Allied are not above the law. never will be..