Ive had exactly the same problem with allied international credit after a number of phone calls and a rude women called 'mrs ross' kept telling me to put my account on hold even though I told her I could not afford the whole payment all at once they refused any kind of payment plan and have told me I have two options which are: pay in full by a certain date or payments of £131 a month for three months! do they forget we have other comitments including rent, bills and other debt???? Im going to make a formal complaint about this company and that womens rude comments including telling me I was on holiday abroad when ive never even been abroad due to lack of money because of debts the cheek of this company is terrible ive never had any problems with any other company apart from these.