thanhs for the advise, there are two credit agreements both in the wifes bank account, she signed my membership for me on the instructions of the representative as i was at work when the gym offer was made, have been in touch with a consumer direct who tell me the only option i have is to argue a case of misrepresentaton, although im waiting for a update from them as to what grounds to use, grangit, ps have a good xmas all

have stopped dd, also sent a letter telling them that i feel the agreement was misrepresented to us on the grounds it was a gift as clearly stated, there reply was the memberships were a gift, and the credit agreement is in fact for service fees, does this make any difference

so do you still think its viable for me to cancell the dd, or am i up the creek without a paddle, any advise would be helpfull, cheers

thanks for the advise, have put items you asked for in photo bucket grangit - Photobucket - Video and Image Hosting hope these are useful, please let me know when you have viewed them so i can delete, thankyou

sorry no upload, pc tells me there is no token to allow me to do this

firstly i hope i have uploaded the files correctly, as i mentioned before i am fairly new to the world of pc, have also found another site that has info on associated members forums.moneysavingexpert.com/showthread.html?t=898057 there is two memberships being paid by my wifes account, hopefully the upload has a copy of the credit agreement, membership application, and a story from another site you may also find useful, thanks for your time on this issue

hi thanks for the interest shown , dd is in the name of lyle hill, gym memership name is Associated members, (found some stories via internet about this company and a few warnings, one called it "a conveyor belt payment",bit late for me) was told by phone she had won this prize, went to the gym they specified, and wrongly signed papers to accept prize, which included signing my name on one of the memberships, the gentleman dealing with her who is unknown by name told her all she would have to pay on each visit to the gym was about £3.50, unsure what exact figure was, she also informed him she had forgot her glasses and apparently read the form to her, at no time was she told she was entering into a £800 and something bill\loan, she may be daft but not stupid, wrote to Trading standards who failed to reply to me, tryed to stop dd but recieved warning letters, dont suppose there is alot i can do about it now, but hope other membes read this and steer clear of associated Members

am sorry if i used the wrong forum, am fairly new to this pc game, but your patience is appreciated

hi, have had dealings with rossendales, over an unpaid council tax bill, downloaded a letter from this site and followed all the instructions and made offer of payments etc, the end result was the bill was returned to the council who accepted our offer of payments, so this site can help and a big thank you to the consumer forums

need advise, in 2007 my wife was told she had won a gym membership for two, after signing paperwork which turned out to be a loan of over £800, which was paid to the gym for advance use, monies recieved through dd to a company called lyle hill, was paying £32 per/month, which is supposed to run for 4 years, i reduced this after a lot of problems to £5 a month due to being unemployed, we have not used the gym due to health problems, which is no longer an issue, we are now both back at work, but now work commitments do not allow us to use the gym, have explained this to the company and as told if we could find suitable candidates we could transfer our membership to another party, is any of this legal and is there any way to stop paying for something that we have not used, and would not dream of putting this burden onto anyone else, have any other members been caught by this, would be interesting to hear your stories on this.

hi everyone im new here, arrived here after searching for imformation on Rossendales,have been reading through the forums with great interest, and was surprised at theamount of problems there are with debt collectors, it nice to be able to get help and advise, cheers, grangit