Hello, i have debts of about £8,000(barclaycard/mastercard/barclayloan)
i kept up with payments up until january last year(2007) when i left my job to look after my daughter full time, my (now ex) partner at the time agreed to help cover the monthly payments but didnt, which means i havnt paid my debts for nearly 2yrs(yikes!!) i checked my experian credit info and it says "lewell financial ltd" looked into my credit info in july of this year but the address they have for me is one i lived in last june, moved and im so scared about not paying my debts i am not really registered as living anywhere(currently staying with my parents on a temp basis till i get a flat for me and my daughter) i dont have a bank account in my name as i was overdrawn with my acc at barclays aswell so didnt bother using the card again as i no it would have been taken etc, so im worried that they are looking for me and im not sure what to do, i dont have any way of paying my debts!! i really wanna get my debt trouble sorted as its really stressing me out and i think about it all the time! i got in touch last august with one of those companys who sort out payment arrangments with creditors but after they got in touch with barclays to find out the balance on my acc i havnt heard anything else!
can anybody point me in the right direction, i have been considering declarin bankrupcy in the hope it will get rid of the debt but as i live with my parents i dont want it being shown on their address!also i dont really wanna do it!
can anyone help?
thanks muchly