hi i went to debenhams and liked a shirt, since it didnt have a price tag i took the price tag from a similar shirt and put that on mine. after i paid and exited the shop the security asked me to come in they said they saw me trying to switch tags and that i was trying to steal it. i explained what happed and they said they are not calling the police or taking criminal action but said they are banning me from the store.they also said i would hbe hearing from retail loss prevention and i would have to pay a fine for my actions. i have got a letter now from retail loss prevention asking me to make a payment of £110 if i pay right now or £137 if i hoose to pay in installments. i would lik to know if they can start the criminal proceedings after i make a payment or will the payment i made be used as evidence against me as in admission of guilt?? since i didnt steal anything what will happen if i dont pay? could anyone please help me?