Hi have just read this tread I get constant calls from 08003890755 which is Santander usually silent but have spoken to someone once only I have logged every call and have had 33 calls since 5th March. I have reported them to TPS and Ofcom and have written requesting they do not call me all to no avail

Anyone please!!!!!

I didnt even get any e mails!

I have a loan with Cahoot/Santander, this was transferred from Cahoot to Santander I have had no notification that this has happened no letter asking for a new direct debit to be set up to pay it only letters stating what I owe Santander! I requested a CCA and received one with all Cahoot details on it. A letter received from Santander today states it is shown in T&C that they are required to provide me with 30 days notice of any changes they state that on the 12 th Jan they provided a Notice of Variation I did not receive it also the interest rates have shot up from 6.63% to 16.61% Can anyone advise me where to go from here please

Thank you

I had a flexi loan with Cahoot it has been transferred to Santander I only realised after reading threads on here and I just got statements from Santander, I think this loan is now not a flexi loan but I have had no notification of any interest rates or any new contracts I only have an old one relating to Cahoot,anyone know where I stand I have asked for a CCA and received one with all the Cahoot info on it. Thanks

I have a flexi loan with Cahoot which has been transferred to Santander without any notification can they do this also the interest rates are very high. Do I contact Cahoot or Santander regarding interest rates transaction details etc.

Thanks everso much I knew it was there somewhere:D

Ive been hunting around but obviously not looking in the right place what letter should I send to Santander requesting a CCA please Thanks

Thanks for that think I will ask for a CCA

Santander have taken over my Cahoot loan should I not have been told that this was happening or signed a new agreement with Santander. Santander just say that they have taken it over, should I ask them to supply the original agreement has anyone had dealings with this Thanks

Yes I did thanks for that

Had a letter today from Aegis they are collecting on behalf of MBNA thought they were quiet havent heard a peep for over a year should I ignore the letter or reply asking for a valid cca - yet again!!

Apparently Santandar have taken over my cahoot loan, I have had no notification from either company saying this has happened just a letter from Santandar saying I owe xx £ on the loan is it worth asking them to supply information regarding the loan and if so can anyone advise what letter to send - Thanks

Thanks for that

Have just tried to view my loan through Cahoot and it is no longer available also Cahoot have put a fixed rate charge through my account of £60 no idea what this is as there was enough money in the account to cover direct debits etc but no direct debit has been taken for Santander so I am wondering if they tried to take more than they said they would which would have put me overdrawn but how do I get to the botom of this?

Anyone please

I used to have a loan with Cahoot but I assume it has been transferred to Santander not that I have had any notification regarding this but I think they have changed the terms of the loan ie I used to be able to withdraw money from the loan but now I cant can they do this without letting me know. I would have thought they should have advised me they have taken over the loan and what my terms and conditions are

My original loan with Cahoot is apparently being transferred to Abbey or Santandare sp!! I tried to transfer funds to my bank account from the loan and cannot do it I notice that my d/d shows santandare but I have had no notification of the change where do I stand with this anyone know?

Not heard a peep from them very quiet - sure they must be planning something! Will let you know if I do

Thanks very much for the info

:)Anyone help please

I had a loan with Goldfish which I believe then sold out to Lloyds, this loan as far as I am aware was paid off in full 2 years ago I paid by direct debit, they are now chasing me for £63 which is what the repayments were. If I request statements I will have to pay for them. I also think that they have put allied international credit onto me for the debt,they are leaving messages etc and are asking to to call them which I havent done. I wrote to Lloyds asking them to explain why they think I owe this after 2 years but they have not bothered to reply. - Can anyone advise what I should do please

2 things Cahoot keep losing the cash I pay into my account via the Post Office 6 times this has happened I have complained to the FOS is there anytone else I can complain too. Also I want the agreement on my loan is it the same letter that is sent out for cca's on credit cards Thanks

Oh brill thanks for that