subbings

Thanks Iamma, I will do that. The situation is absolutely crazy. I did not commit the offecne and never received any further communication , no Notice of Charges, or Notice to Appeal or anything !!! By the way , the car was sold, not in my possesion anymore, but can they take my new car !!!???

Hi , on the same lines.... I had an unfair parking ticket which I contested ( I had the permit on the windscreeen clearly visible !!! ) in August 2007. It was issued by Lambeth Council, London , and I moved from that address a week after. All mail was redirected ( by Royal MAil Service) for the whole year and I never heard anything from them until April 2009 !!!! A leeter from some bailiffs asking me to pay an amount for the penalty of 2007. Now the thing is , IF the Council took me to Court, surely I would have known as all mail was redirected and I wouldnt have ignored anything like that! I never recieved any notification , so I called Lambeth COuncil and explained the situation and asked them to provide me with copies of the alleged Country COurt hearing., They said the atter was now with the bailiffs and they couldnt do anything. Surely there will be copies of the County Court "hearing" or wehatever it is called ! And should the bailiffs provide that ? Who do I ask ? What are my rights ? Help !

Dear all, This is the ultimate: BAck in 2007 I was moving house and my residents permit had run out. I used visitirs permiits that I had left for the few last days. One of them , every day , i would go out at night and put it on my dashboard. One morning , i found a ticket "for not displaying a permit". Amused, I wrote to the Council and explained my predicament , sent them copies of all the counterslips of the visitor's permit booklet as proof that I had put one each day for 6 days. They never got back to me i moved house but had all the mail forwarded to my new address for a whole year. 16 months from the alleged offence , i get a letter from some bailiffs saying they are comin if I dont pay over 300 £ for the abovementioned penalty !! I called the COuncil and they deny ever receiving any letter, they dsay they took me to Court ( and won) and hence I have to pay penalty , Court fee and bailiffs !!! I tell them I have nevger ever received anything from them , let alone from Court , and they say nothing to do with them , and told me to fill in an statutory declaration , which I have done , and has not been taken into consideration by the Court. What do I do ? How come the Court never contacted me ? How come that this has gone directly to the bailiffs? Are they taking the **** ???? Help !!!!

hi, i follow with interest your thread. Do you know , if you have CCA'd them ( MBNA) and they have sent an agreement without signature (unenforceable then ?) can they sell the debt to another DCA ? I think not, and if that is the case, is there a template letter that can be sent sounding more legal than just " bugger off, we are in disoute, you cant do this "?

So I have now done the AoS and no t only a SAR but also the same request on the form of a CPR 18. I have not received any documentation. It has certainly been more than 40 days from my original SAR request. I have to file my defence by the 16 Feb., which is a Monday, so want to do it b4, on Friday. Provided I don’t receive anything from FD (and it is all looking that way) how should I tackle my defence? Should I just say that the Particulars of Claim do not contain an account number therefore they are not correct? Should I submit an embarrassed defence as I do not have the information required for me to make my defence? Please, help!

Many thanks to moderators for putting the 2 threads together. Just one thing beofre isent the CPR. What about the POC ? Is it right that they just day tha amount and the interest , without even mentioning an account number ?

Thank you very much !

many thnaks, creditcardmug... so wee if I make sense : 1.AoS 2.CPR18 to Dg solicitors 3. If they do not answer ; defence on the lines , i have asked as i beleive the amount is partly due to unfair charges, anmd also not default notice, and no notice for anything at all. 4. If they do, or at least they send my SAR and i can calculate how much is the unfaitr charges 9 and i know it is a lot, but no access to my statements anymore), then defence... well, i'll have to get help from here. Does is sound ok , more or else?

my other thread , in case anyone can help.... http://www.consumeractiongroup.co.uk/forum/legal-issues/178453-ccj-poc-no-acc.html

here is the claim form

Tnansk, creditcardmug. I do have a thread, http://www.consumeractiongroup.co.uk/forum/legal-issues/178453-ccj-poc-no-acc.html, in fact , 2, http://www.consumeractiongroup.co.uk/forum/legal-issues/178290-first-direct-ccj-overdraft.html and although i have had advice from very helpful caggers, due to my being completely illiterate in legal matters, i stil;l dont know what to do.... sorry to to have barged in to this thread like this...

HI, following this thread as similar problem . Does the POC need to speciy bank and account number ? Does the same apply to an amount due to an overdraft? MY POC just says basically \2 you oew XXX£ and we will charge you X in interest. No account number, and signed by DG solicitors. not even to whom I owe and for which account ? Can i file an embarrased defence ?

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I understand the fracture would have been there all the time, but did the xray show it at the very beggining and the doctor missed it ? I know it sounds silly, but fractures dont always show on xray, and that would have been just unfortunate. It is showed then, then the negligence was at that time , and you should be able to put a complaing to the hospital where the xray was taken.