Hi all, We recently sold our house to a cash buyer and the completion took place on the 20th march. The balance due to both Platform and Capstone was paid in full to them by our solicitors. We had a remaining balance which was sent to us and we used it to clear other unsecured debt and pay 6 months rent for our new rented home. I have now had 2 letters from both mortgage firms saying that we still owe them £850 and £600. Can they do this or are they just trying to squeeze every last drop of blood. We had a right old time with them over the past 18 months and narrowly avoided repossesion on 3 occassions. Some advice as to waht to do would be good, because we cannot aford to pay them. Thankyou

We Won!!!!!!!!! It really felt like touch and go at one point with their solicitor draging up all the history of missed payments etc. I was really worried. I presented the updated bank statement and the judge seemed to be impressed with my(you guys really) organisation. I have to pay the additional £1000.00 by Tuesday of next week and then Only £100 on top of our normal payments. Phew!! I cannot thank you guys enough and when I have some spare money i shall make a donation to this site. I just need to keep the second charge happy now so they dont do the same. Gonks XXX

We Won!!!!!!!!! It really felt like touch and go at one point with their solicitor draging up all the history of missed payments etc. I was really worried. I presented the updated bank statement and the judge seemed to be impressed with my(you guys really) organisation. I have to pay the additional £1000.00 by Tuesday of next week and then Only £100 on top of our normal payments. Phew!! I cannot thank you guys enough and when I have some spare money i shall make a donation to this site. I just need to keep the second charge happy now so they dont do the same. Gonks XXX

Thanks, your a star I just hope to god that the judge see it our way? The job im doing at the moment has just got bigger so thats even better news, and I have an urgent job to complete next week which was also unexpected. Platform did offer us to pay 1/2 of the arrears to stop the eviction and we may just be able to do before wednesday if this hearing goes their way but it would leave us very short for other payments. I suppose though that they'd be less likely to accept that now that i've applied to the court for this hearing. I only have that agreement over the phone from them and when I asked to get it in writing they told me that they couldn't do that! I am feeling nervous but also confident that this will go our way. Thanks

Thanks, your a star I just hope to god that the judge see it our way? The job im doing at the moment has just got bigger so thats even better news, and I have an urgent job to complete next week which was also unexpected. Platform did offer us to pay 1/2 of the arrears to stop the eviction and we may just be able to do before wednesday if this hearing goes their way but it would leave us very short for other payments. I suppose though that they'd be less likely to accept that now that i've applied to the court for this hearing. I only have that agreement over the phone from them and when I asked to get it in writing they told me that they couldn't do that! I am feeling nervous but also confident that this will go our way. Thanks

Ok thanks for the tips, I shall not speak to their solicitor. If it does not go in our favour, can I ask the judge for more time to move out and what is the likelyhood of that being granted? I have printed out a bank statement which shows a transaction for the £2000 but its too early on the online banking to show the name of the recipient will that be ok? Thanks everyone

Ok thanks for the tips, I shall not speak to their solicitor. If it does not go in our favour, can I ask the judge for more time to move out and what is the likelyhood of that being granted? I have printed out a bank statement which shows a transaction for the £2000 but its too early on the online banking to show the name of the recipient will that be ok? Thanks everyone

Hearing is 11.00am tommorow morning! Getting a litttle nervous now. I took the form in with all the supporting paperwork, payed the £35.00 and received the notice. I also payed the promissed £2000.00 yesterday to Platform. Will be paying the next £1000.00 on Friday/Monday. Is there any tips that anyone can share with me about putting my point accross in the court room or should I just shut up and answer when asked? Thankyou

Hearing is 11.00am tommorow morning! Getting a litttle nervous now. I took the form in with all the supporting paperwork, payed the £35.00 and received the notice. I also payed the promissed £2000.00 yesterday to Platform. Will be paying the next £1000.00 on Friday/Monday. Is there any tips that anyone can share with me about putting my point accross in the court room or should I just shut up and answer when asked? Thankyou

They both have suspended orders since last october, but platform has applied for the current eviction date. They applied in April of this year but I managed to pay 1/2 of the arrears to stop it that time. Thanks for all the help

They both have suspended orders since last october, but platform has applied for the current eviction date. They applied in April of this year but I managed to pay 1/2 of the arrears to stop it that time. Thanks for all the help

No, first mortgage is Platform funding 2nd is with Capstone morgage services Is that a problem?

No, first mortgage is Platform funding 2nd is with Capstone morgage services Is that a problem?

Hi ellenn, The mortgage is in joint names with both myself and my wife, but it is in her former name. I have made a payment of £2000 today and can make a further payment of at least £1000 next monday at the latest(probably friday). I can afford the normal payments to both the first mortgage and the second charge plus £100 each, maybe more but don't want to say that I can and then not be able too. I can provide copies of quotations for work which have been signed by the people accepting them, is that ok? Would last months bank statement be ok to prove money coming in? I have the signed agreement from yourmove to allow them to market the house. Will that do for proof? I also have a leeter from yourmoves solicitors saying that they will be doing the conveyancing. Thankyou

Hi ellenn, The mortgage is in joint names with both myself and my wife, but it is in her former name. I have made a payment of £2000 today and can make a further payment of at least £1000 next monday at the latest(probably friday). I can afford the normal payments to both the first mortgage and the second charge plus £100 each, maybe more but don't want to say that I can and then not be able too. I can provide copies of quotations for work which have been signed by the people accepting them, is that ok? Would last months bank statement be ok to prove money coming in? I have the signed agreement from yourmove to allow them to market the house. Will that do for proof? I also have a leeter from yourmoves solicitors saying that they will be doing the conveyancing. Thankyou