Hey, thanks guys. You've been most helpful. I'm going to get cracking on my first letter this weekend. Just another quick question... If I paid my account off in full when I recieved a final demand for payment, do they have the right to put a default on my credit? Even if they did give me a default notice (which they didn't)? I'll be sure to add a thread as soon as I get the ball rolling. Thank you

Hi, I'm new to this site (infact this is my first post) and i'm about to embark on what I imagine is going to be a long, hard battle for a removal of a default on my credit report. All the threads have been very helpful. Has anybody had any success with GE Money... As I think they might be a tough cookie to crack Any advice would be great! Thanks