Hi, ive had sucssefull claims against other banks and want to start on my credit card, I have all my statements back, just cant seem to fine the letters regarding credit cards, can somebody point me in the right direction thanks.

Thanks for pointing me in the right direction Rosmary, no worries Matt, just have one more question, can I use my father as witness as he has claimed money from HSBC, or should I just leave this and not complecate it any further? have Lloyds gone to court with any case yet? baby loopyloo is cute 6lb 12oz and called Isobel:D

Hi, not posted in ages, just had baby girl! 1st letter sent16th June 2nd letter sent 30th June money claim issued Now recived AQ, I think I have made mistake, I didnt send Lloyds a breakdown of charges, and in there defence it states, The particulars of claim do not comply with the civil procedure rules as (amongst other things) they do not show how the sum of £1500 is canculated and the particulars of claim are to vague. The statment of claim shows no reasonable grounds for bring the claim. Should I send a breakdown of charges to Lloyds solicitors? I didnt include it when I sent letters asking for money back. Or is this just a game they are playing? Should I tick the box yes to settle? Can I use my father as witness, or evidence he claimed his money from HSBC. what do I put in the other information box? Help starting to panic!!! my baby is 3 weeks old and had put this to the back of my mind, should of been more clued up. Any help would be grately recived.

Hi, brilliant site, these charges have caused us untold difficulties, its pay back time! sent DPA letter 17th may, today recived statements, so going through them expect to be £900.00 + still awating statements from lloyds tsb visa, they wanted to charge me £472.00 for the statements, we only owe £250.00 on the card! My dad settled in full with HSBC because of this site. keep you posted