My bank has recently charged me £150 unauthorised overdraft fees in the last month and are due to charge a further £75 this month. That is £225 on an overdraft facility of only £250!! THAT IS 90% OF THE OVERDRAFT FACILITY. In my opinion that is grossly unfair and bordering on theft. By the way, the account is only over the overdraft limit by £60 and would have been well within the agreed limit if it were not for these charges.

I have tried to convince the debt collectors that I do not owe this money. Should I go back to the original company that has demanded the money?