What will happen if i come clean?

Yes i know its fraud. And know we dont live at same address.

Hi there I was wondering if anyone can help me. I have been VERY VERY VERY STUPID and opened 2 catalogues in my mothers name and now i cant afford 2 repay them and am now having debt collectors chasing me. What do i do? Do i confess to the debt collectors or just set up a repayment plan? I am worried sick that my mum will find out. PLEASE HELP Thanks in advance

Hi everyone At the moment me and my partner have a joint claim for JSA. But i have an interview tommorrow for a full time job. I was just wondering if my partner will be still able to cliam JSA?? Thanks in adance

Hi, no kids, just me on a single claim. Sent renewal packoffand gave income details and thats what came back. Bloody £7 pr week- that dunt even cover my bus fares 2 work for 2 days lol - ridiculas. Cant even ring up cos it takes ges 2 get through.

Hi there, Got my tax credits award renewal this morning for 2010/2011. What a shock i got. It has gone down from £51 per week to £7 per week, with no changes in circumstances or wages. Can any one please tell me why it has gone down sooooooo much????? Thanks in advance

Hi The new xbox has been relesed in america today not the uk

Hiya. A couple of weeks ago i posted a tread on here asking if i would be prosicuted for breaking into my coin meter. Anyway the agent came and emptyed the contents and he just laughed when i told him about the coin meter. He said he would fetch me a new meter. Its now 4 days and a new meter has not been delivered. How do i stand regarding the payments?

Hi Old Andrew2007 Thanks for replying to my question, but this has nothing to do with the electricity company. I broke into my Buy as you view coin meter to get money for elecrticity. I have a key meter for my electric.

Hi there I have a TV with BAYV and used 2 get 5hrs viewing for £1, then in march i had a new meter fitted. I put £1 in expecting to get 5 hrs but was only getting 3hrs, i quickly phoned BAYV up and was told that they have reduced everyones viewing hours because of the summer months and was told i should have a recieved a letter - but i did not. Iam on benifits so have to stick to a strict budget, and because of the hours being reduced i am now struggling. I had no money for electric so had to brake into the BAUV coin meter to get some money out. I am due for collection at end of may. I took £10 out for electric and have put the money back in. There is nearly £200 in the meter, i have not touched it, the money is till in there. And im still putting money in the meter to view. Will i be prosicuted???? Thanks in advance Charlie

Hi all Iam a BAYV customer, and wud like some advice regarding the coin box. Have i posted in the right area??? Thanks in advance Charlie

Hi All, About a month ago i got a £300 loan with Shopcheck, and arranged with the agent to call every Friday tea time for re-payments. The week after we got the loan nobody came and on the sat we recieved a customer payment booklet and it states the first payment is on the 4.11.09. Nobody came yestersday, then 2day we came home and there was a card from the manager saying please ring to avoid further action. We phoned and the person we spoke to said the account had not been paid for 4 weeks, so somebody is coming out tomorow to collect the arrears, but thats £60 and we havnt got that 2 pay out straight away. What do we do????? Any help is appreciated Thanks in advance Scott

Hi there, My freinds husband has just been laid off, and he is wondering if he would be able to claim JSA even though his wife is working 16hrs a week (sometimes she does less). They have 4 kids and get child benifit and tax credits. Thanks

Hi there, Just wondering what the JSA rate is for a couple. Thanks in advance Charlie

I phoned the council and explained my circumstances and i was told that once its been passed to the bailiffs the council cant do anything. Is there any letter templates on here that i can write to the council to offer a payment of £3 pr week?

Hi Just had a visit from Jacobs Bailiffs for an amout of £220 for unpaid Council tax at my old address. I did not let him in. He gave me a letter saying that they are in possession of a liability order. And saying that i have to pay in full. I am on benifits and i caanot pay in full. What can i do? Any help is appreciated. Thanks in advance

My debt is only for £793.02, prob cost them more to take me to court.

well quite frankly, it'd cost them some quite serious dosh to issue the proceedings yet the 'return' on their 'investment' wouldn't even cover what they are hoping to get in return, off you for this alleged debt. Not being funny, are you prepared to reveal your gender. I am female. Does your gender make a difference?

Thanks for all your advice, will get onto the CCA first thing tommorrow. If they do end up taking me for bankrupicy what can they do as my home is a council house, i do not have savings, i do not work and my tv is rented?

Hello I have recieved a letter this morning from 1st Credit, regarding a debt of mine from 2004. It is for £793.02. And thet are saying if i do not pay up the will issue a statutory demand under the insolvency act 1986 (Bankruptcy). I can not pay this as i am on benifits. Can they do this? Any advice please? Tanks

Hi there I had one of these vists a fiew weeks back, and it was because someone had reported me for having a partner living with me and i was looking after my friends baby 1 day a week while she was a college. I wasnt getting paid for doing this as she is a friend and a single mother who has just lost her husband. And my partner comes and stays for 2 days at the weekend, which he is allowed to do. Turns out it was a busy body neighbour that got her facts wrong. But if u have nothing to hide and tell the truth it will be fine and u have nothing to worry about. Let us know what happens.

Hello. Dont know if this helps you, but im claiming JSA and also did not have enough NI contibutions, but was able to claim Income based JSA. Hope this helps. Try looking on the DWP website or the jobcentre website.

Hello. Dont know if this helps you, but im claiming JSA and also did not have enough NI contibutions, but was able to claim Income based JSA. Hope this helps. Try looking on the DWP website or the jobcentre website.

hi, just had brighthouse knocking at my door, and i explained that i was having money troubles and i was going to write a letter explaining my problems and i was going to ask if i cud offer a lower re payment plan and they wasnt having none of it. They wouldnt go away and wanted to take the item away, but i only have a few weeks left i didnt want to to that, so i just shut the door on them, cos they wouldnt go away.

Hi there everyone Iam having a few money troubles at the moment and have had to priotise my bills, and due to this have had a default notice served against me from Brighthouse. What do i do, please help. The total amout to pay for the item is 467.20 and the total i have paid to date is 338.72 so really i havnt that much left to pay off. Thank you in advance