Hi I am new to this site but have been reading you thread ref welcome. I to have had a few problems with them I got a secured loan on my previous property but my circumstances changed so I had to sell the property and to cut a long story short in the midst of all that was going on Welcome where least of my worries till now. Dont be judegemental on me I always pay my bills and I assusmed this was to be cleared in the sale. However, I have been looking round for loan and a company I approachd to find me a good loan put me on to welcome. They have offered me another loan without the mention of the previous I know I should say something but I am a single hardworking mum and am looking for a loan to take my boy on holiday I ma confused has this happened to anyone else??? More to the point should I mention the previous debt??????