Good point, I will use a postal order should I just make this payable to welcome finance?

Also do I just make the cheque payable to welcome Financial Services?

Hi there thanks again for quick reply, I will be taking your advice and send the Subject Access Request first (Via recorded delivery), I will be sending the S.A.R from the following link. I am guessing I would just sent the bottom copy is this correct? then hope I get a reply within 40 days. Subject Access Request - Consumer Wiki

Thank you for the reply. No I am not self employed. Welcome never gave me the option, they only gave me the quote for the loan with PPI attached, they never asked me if I did or did not want it they just added it onto the loan. Should I add in what you have advised below? When I asked them if there was anyway they could bring the payments down when I was applying for the loan all they did was take off the warranty.

Hello everyone, I am new to this site, I hope you can help me. I am about to send the below letter to Welcome Finance in an attempt to claim back my PPI. I just have a few questions I need your advice on before I post it if possible. Please see my questions in bold below. I would appreciate it if you could please advise me of anything I should change before I send it. Re: Policy number: xxxxxx (For account number: xxxxxx) I am writing in relation to the above payment protection (PPI) policy which I believe was mis-sold to me. I believe you have not treated me fairly for the following reasons · I was only provided with a quote for the cost of the loanwith PPI attached. The contract did advise how much the PPI was, can I still leave the above in? · I was not asked about any pre-existing medical conditions I suffered from/warned that pre-existing medical conditions could affect my insurance. I do not have any medical conditions can I still leave the above in as I was not advised the above? · I was not informed that stress and back problems were excluded from the insurance. I have never suffered from the above am I ok to leave this in? ·I was not asked whether I already had any existing insurance or employer benefits that would cover my repayments. I have never had any of the above am I ok to leave this in? ·I was sold a single premium policy that was not fully explained to me as it was not explained what would be refunded if I cancelled the insurance early. Unless you can prove that the policy was fair and reasonable and that I was treated fairly when I was sold the insurance, I demand a full refund of all premiums, and subsequent interest on these payments, that I have paid in relation to this policy. I also expect 8% interest to be added to each payment I have made as this is the statutory amount a court would pay. I look forward to your full and prompt response to this letter. If this matter is not settled within eight weeks of this letter I shall be contacting the Financial Ombudsman to investigate my complaint. Yours faithfully,