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Computer throwing a wobbly!!!!!!:? I thought it was for a credit card- in that case I'm not too sure what prescribed terms are needed- I should imagine it mightn't differ that much- but more experienced peeps will advise. This reply will bump it back up to the top. Good luck:)

Yes- the other way around this time.

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Nooo don't you be going anywhere!!!! 579

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573- botted again!!! .................TWICE!!!!!!!!!!!!!!!!!

Sorry to say Shane but it looks enforceable to me (just my opinion- others may disagree)- It's not a very good copy but it does seem to have the prescribed terms and your signature. Have a look at this originally posted by Rory and check that it has these terms. Sorry:( In order for a credit agreement to be enforceable it needs to contain all the prescribed terms. The prescribed terms need to be within the 4 corners of the agreement and not in a seperate document marked terms and conditions. The prescribed terms for a credit card are: B Repayments A term stating how the debtor is to discharge his obligations under the agreement to make the repayments, which may be expressed by reference to a combination of any of the following- (a) Number of repayments; (b) Amount of repayments; © Frequency and timing of repayments; (d) Dates of repayments; (e) The manner in which any of the above may be determined; or in any other way, and any power of the creditor to vary what is payable. C Rate of interest A term stating the rate of interest to be applied to the credit issued under the agreement D Credit limit This may be a term or the manner in which it will be determined or that there is no credit limit.

Oh no another 300 messages in my inbox:rolleyes:!!! 570

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I cannot believe we're doing this again:( 560

Tried to vote again but it wouldn't let me:( will try again tomorrow

Did try and vote again but it wouldn't let me:( will try again tomorrow

How cute- vote in:)

OMG how cute is he!! Voted and will do again. You must be soo proud of him he's gorgeous:)

Hi king63 which letter are you looking for - what is the account- loan/ credit card. Is it the one to request your agreement-the CCA? You would get more help if you start your own thread then it won't get swallowed up in PJ's thread. You will find your way around here....... eventually!!

I have a wonderful template letter:D:D

They best behave too- just look at that whip!!

Ahh a family reunion:)

I think we were down to about minus ten actually dodgy!!

woo hoo I can go to bed now!!! Well done girls:D Boo hoo boys!!

01 ta da

05

6:D