good luck, tell me how it goes because i want to do the same but dont know how to go about doing it,, it is so confusing. do i need to fill in a form from the courts or do i just write a letter to them. thanks nikki. p.s. and if i do write a letter how shall i write it ?

:o hi i am with the NatWest and as i am on benefits i informed them of this last month they tried to take out a charge of £28 , for them making me go into the red in the first place, i did get them to wayver this charge this time, but do they have a right to do this as every where that i have read ,it says that there is a social security act 1992 that says that they can not do this ? i am very confused:confused: any ideas!!!!!!!! also can i apply for a stay to be lifted due to financial hardship as i am on benefits, if so how do i go about doing it . this is to do with bank charges with alliance & leicester , that i already have going through the courts , i will appreciate all help , many thanks.........................