This is great news. I have been following this thread, god knows how much they have ripped us off over the last few years, pushing us into more and more debt. Just posting so I am not lurking as guest.

It seems that the DCA are reading this thread and recreating it for their own benefit. The basic reply is they dont have to supply anything etc, and send a print out of this thread, with the usual 'is this your letter' remarks. I guess they love CAG too.

can you not get help with these costs involved for this apeal if your income is not so high ? Subbing.

No one got any idea's about this one ?

OK I have kinda won. (original thread HERE ) I will be granted Judgement setaside with the condition I pay Claimant £900 in costs within 2months. (and this was the idea of the judge) I have never seen anyone mention anything like this so i had no idea what to say to the judge when he came up with this in the court room. I obv protested as strongly as I dare, but i didn't want him to sudenly change his mind about even setting aside. Do i keep my mouth shut, try (and its a very big try I might I add) to pay the £900 and then issue a claim for my costs & fee's. With the current climate, work is hard to find, and I seriously think by Christmas I will be having to sign on.

Thanks steven, been reading other threads and startign to become clearer to me, I will put somethign together. Do yo uthink its wise to make a complaint to the courts ? So far the lack of paperwork from them has now happened on serveral occations and has done nothing but greatly hinder me.

URGENT HELP REQUIRED ! Sadly after a lot of hassle from the courts ( was in the post, can't collect it etc) I ahve picked up the judgement today. They had not even typed it up ! As the DJ had not passed his notes through. I still have to submit by tomorrow ! Anyway the judgement asks: 1) The set aside judment, applicant do file hisstatement and accompanying documents and send a copy to the courts by 27th August 2008 Date given for court is 8th october with 1hr estimated hearing. Please help, as I now am conufused as to exactly what I am supposed to file with them ??? (original application was filled in with info supplied by Steven previous post HERE ) 1) what form do I use 2) what do I now put down? I guess i would use something along the lines of no enforcable CCA, no statements, no evidence etc? THANKS !

Nothing through yet, and from the past performance it will take them 2weeks to just get it to me. The Judge has set on his notes a Time for allowing 1hour and 'any' judge. I have had a different one every time so far... I will call the court tomorrow and if needed go there to get a copy of the order. thanks.

The judge said i need to file,a nd allow the claimant to file deffense against. The original grounds for setting aside are based on your original advice and I can't understand why I have to re do the application. The judge was hell bent on not hearing the case after he stated the law of property act had been updated, and possibly ( although i am guessing here) that I mentioned without propper proof it could be said the amount(s) may have unlawful charges added to it. Post 53 (http://www.consumeractiongroup.co.uk/forum/show-post/post-1658743.html) is exactly what I put on my application, and the statement what I read.

Thanks Blackjacky, but I already have had the charging order set aside. (intrim order applies still) The application notice issued was for the judgement to be set aside on various grounds. Yet the judge say I now need to refile my application ???

Thanks, did'nt think I was to use that, but have given it go.

Sorry need to bump this as still need help with it

OK well , I guess its not that important at the moment. What is important is where do i start wit hregards to my application. Do I submit a completely new application or amend the original. I guess the main points of the argument are that the 1) CCA is non enforcable, 2) No Notice of assignment 3) No staments of account 4) failure to respong to the CPR requrest ? I dont see how this differs from my application already ???

Thanks, will have a read now. Guessing the judge used it as an excuse IMO, as he just seemed to want to get me out of there as fast as he could.

Thanks I found Law of Property Act 1925 (-), swarb.co.uk but am a little lost with half the terminology :/