PS - Be aware too (Honours Student Loans): I think that I may be eligible for my loans to be cancelled due to my age. What do I need to do? If you were under the age of 40 when you took out the last of your student loans, and your earnings have never reached the threshold required to begin repayment of your loans, Honours Student Loans will automatically cancel your loans when you reach the age of 50. This is dependent on your loans having no arrears at the time of cancellation. If you were over the age of 40 when you took out the last of your student loans, and your earnings have never reached the threshold required to begin repayment of your loans, Honours Student Loans will automatically cancel your loans when you reach the age of 60. This is dependent on your loans having no arrears at the time of cancellation.

My Mortgage Style Loan with Official , Glasgow based SLC was 'sold' to this Company ('Honors Student Loans' Rotherham) many years ago without any notification/explanation beforehand; was this acceptable/ethical? Any comments please/experience of this with yourselves. Thanks, A.

There's no need I don't think (not sure for your case exactly); the Law changed subsequently since my initial post here making it less of a battle for the consumer and answering their (Banks) awkward questioning/irritating correspondence; I completed an official template financial ombudsman form subsequently c/o the helpful Martin Lewis (Martins Money Saving Expert etc.) web-site; Have a look at the form on-line and get one in - Good luck! A.

I was pleased to see someone else challenging/challenged Lloyds (TSB).I took out a 60 Month Graduate Loan in 1998, paid for PPI, though I was unemployed/in non-contractual employment at that time, though expecting the worst which was not challenged by seller.Has anyone the Terms and Conditions of such loans c 1998? No longer hold them and Lloyds slow in producng them!Adrianimus.