sdnatlst
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Posts
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hi slick132, good news the marker is removed as i just done another HPI check today and no oustanding finance so happy please can you remove the Attachments in the thread for me? thankyou
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thanks for all of the help on this, im much more happy now i know what i originally thought seems to be correct. Ive sent BPF an email asking them to remove the car from the HPI register straight away! ill give them 48hours to reply before putting in a call too, i was going to write to them recorded delivery but there only point of contact is a PO box which dont accept recorded letters so thought may aswell just email!
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@theoldrouge many thanks for this, i have written to BPF asking them to remove the car from the register, i can't see they can legally decline if the car isnt secured against the loan, as it is my property
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Oh really? Thats annoying, Just through reading online i thought Fixed Sum Loans couldnt be secured against a car, surely it should be a HP agreement? It does read, this is an agreement between BPF and CAROL (my mum) rather than stating about a car. Am i grasping at thin air?
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Hi i haven't yet this is my plan of action tonight when home from work the reason im asking here first is because i do not want to ring Barclay partner finance blind, i want to ring them with some legal advice first as to where i stand and if it is actually not allowed for them to be doing this. also that i am right in saying the agreement ive posted up means it is not secured against the car and they should remove it. i don't think hippo will help at all as they was just the broker, if you like.
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Sorry about that, thought id done it, have re posted it here.
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Hi guys, i have a BPF fixed sum loan agreement which was taken out for purchase of an ex demo car from Hippo Car Leasing. The agreement is in my mothers name due to her having better credit than me, The problem is, i now want to sell the car and believe that under Fixed Sum Loan agreements, it shouldn't be secured against the car but a personal loan. I have HPI'd the car, and finance is showing on the car? I do not want to trade it in at a dealer, as it will have negative equity of around 3-4k as the mileage ive used is quite a bit more than normal. Basically what im asking is, can Barclay's add the car to the HPI register legally, as they have, and do i have any rights in asking them to the remove the HPI marker allowing me to sell the vehicle privately? Have attached the Loan agreement which we signed. Hope to hear from anyone with help.
